196 Cedarbrook Dr, Painesville, OH 44077 Property Records

Lake County property record for 196 Cedarbrook Dr, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,710 sqft · built 2006
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$226,500 (Dec 2020)
Tax Bill	$8,512 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-C-033-I-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`15-C-033-I-00-007-0`
Alternative APN	`11`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	799 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	123 ft deep x 57 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Balcony	Balcony
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	11
Street Address	196 CEDARBROOK DR
City	PAINESVILLE
State	OH
Zip	44077-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TRACT 3
Legal Subdivision	LIBERTY GREENS P.U.D.
Legal Tract	3
Legal Lot Number	149
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	2
Census Block	2001
Census Tract	204304

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Apr 5, 2019	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
Mar 14, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	0000035972
Last Transfer Date	Feb 8, 2022
Transfer Doc	0000004051
Record Updated	Jun 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Feb 8, 2022
Property Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811
Document Number	0000004051
Map Reference	VOL 51 PG 21
Instrument Date	Jan 14, 2022
Instrument	2022R004051
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811

Mortgage

Document Number	0000004052
Date	Feb 8, 2022
Instrument	2022R004052

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 3, 2020
Property Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811
Document Number	0000035972
Map Reference	VOL 51 PG 21
Instrument Date	Dec 2, 2020
Instrument	2020R035972
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 25064, ALBUQUERQUE, NM 87125-0064

Mortgage

Document Number	0000035973
Date	Dec 3, 2020
Instrument	2020R035973

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811
Document Number	0000007911
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CEDARBROOK DR PAINESVILLE OH 440772811, PAINESVILLE, OH 44077-2811

Mortgage

Document Number	0000007911
Date	Apr 15, 2019
Instrument	7911

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	196 CEDARBROOK DR, PAINESVILLE, OH 44077-2811
Document Number	0000007910
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CEDARBROOK DR PAINESVILLE OH 440772811, PAINESVILLE, OH 44077-2811

Mortgage

Document Number	0000007910
Date	Apr 15, 2019
Instrument	7910

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2488 E 81ST ST # 700, TULSA, OK 74137-4267

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,512.00 (+98.46%) Homeowner's exemption	$68,740 (-) Land $13,330 Building $55,410
2022	$4,289.00 Homeowner's exemption	$68,740 Land $13,330 Building $55,410
2021			$196,390 Land $38,080 Building $158,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Omni Fiber, Verizon.

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