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196 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 196 Cedar Ridge Cir, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 2000
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (May 2023)
Tax Bill$5,592 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162861-0120

Property Details

APN / Parcel Number

Primary APN162861-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,409 sqft
1st Floor Area1,499 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area129 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address196 CEDAR RIDGE CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31/31-36 CEDAR RIDGE LOT 12 OR5756/837
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionCEDAR RIDGE
Legal Block3
Legal Lot Number12
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3005
Census Tract21408

Owner

Source: St. Johns County records · APN 162861-0120

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address196 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6576
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleMay 26, 2000 · Amount on Record
Deed Document Number202336497
Deed Book / Page5756 / 837
Prior Transfer DateOct 20, 2015
Prior Transfer Doc0041021817
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 12, 2023
Property Address196 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6576
Document Number0057560837
Book / Page5756 / 837
Map ReferenceMB 31 PG 31-36
Instrument DateMay 10, 2023
Instrument2023036497
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address196 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6576

Mortgage

Document Number0005756839
DateMay 12, 2023
Instrument5756/839
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$424,618 (-0.69%) Land $100,000 Building $324,618$424,618 (-0.69%) Land $100,000 Building $324,618
2025$5,592.00 (+6.43%) Homeowner's exemption$427,564 (-2.01%)$427,564 (-2.01%) Land $100,000 Building $327,564
2024$5,254.00 (+110.16%) Homeowner's exemption$436,345 (+97.84%)$436,345 (-0.93%) Land $110,000 Building $326,345
2023$2,500.00 (+0.97%) Homeowner's exemption Widower's exemption$220,549 (+3%)$440,457 (+0.66%) Land $110,000 Building $330,457
2022$2,476.00 Homeowner's exemption Widower's exemption$214,125$437,589 Land $100,800 Building $336,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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