196 Cedar Cliff Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 196 Cedar Cliff Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,256 sqft · built 1986
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Mar 2020)
Tax Bill	$13,661 (2024)
Deeds & Mortgages	Jan 2022 Refinance Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334089 7-2-3.21`

Property Details

APN / Parcel Number

Primary APN	`334089 7-2-3.21`
Alternative APNs	`408900700000020032100000` `7-2-3.21`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,268 sqft
2nd Floor Area	988 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	7-2-3.21
Street Address	196 CEDAR CLIFF RD
City	MONROE
State	NY
Zip	10950-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT 1 FAGA SUB MAP 7328
Legal Subdivision	FAGA
Legal Block	2
Legal Lot Number	3.210
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4000
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 CEDAR CLIFF RD, MONROE, NY 10950-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 9, 2020	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	202015247
Deed Book / Page	14714 / 936
Prior Transfer Date	Dec 7, 2007
Prior Transfer Doc	0125790063
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	196 CEDAR CLIFF RD, MONROE, NY 10950-4706
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007710
Date	Jan 31, 2022
Book Page	15145/1127
Instrument	20220007710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 9, 2020
Property Address	196 CEDAR CLIFF RD, MONROE, NY 10950-4706
Document Number	0000015247
Book / Page	14714 / 936
Instrument Date	Feb 13, 2020
Instrument	20200015247
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JOHN ST, SPRING VALLEY, NY 10977-5731

Mortgage

Document Number	0000015248
Date	Mar 9, 2020
Instrument	20200015248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000015247
Date	Mar 9, 2020
Book Page	14714/936
Instrument	20200015247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,400 (-) Land $21,300 Building $48,100	$642,000 (+6.84%)
2024	$13,661.00	$69,400 (-) Land $21,300 Building $48,100	$600,900 (+6.15%)
2023		$69,400 Land $21,300 Building $48,100	$566,100 Land $173,745 Building $392,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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