Collier County property record for 196 Cays Dr, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,112 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jun 2003) |
| Tax Bill | $3,555 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 571300 97D09 |
| Primary APN | 571300 97D09 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 196 CAYS DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | PORT OF THE ISLANDS (THE CAYS) PHASE II LOT 9 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 9 |
| Legal Subdivision | PORT OF THE ISLANDS (THE CAYS) PHASE II |
| Legal Phase | 2 |
| Legal Tract | 571300 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1163 |
| Census Tract | 11113 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 CAYS DR, NAPLES, FL 34114-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on Record |
| Deed Sale | Jun 30, 2003 · Amount on Record |
| Prior Sale | Feb 11, 2003 · Amount on Record |
| Deed Book / Page | 3328 / 2525 |
| Prior Transfer Date | Jun 25, 2003 |
| Prior Transfer Doc | 3328002525 |
| Record Updated | Oct 29, 2026 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,333 (+2.7%) | $431,006 (+9.33%) Land $117,612 Building $313,394 | |
| 2025 | $3,555.00 (-20.81%) Homeowner's exemption | $247,647 (+5.99%) | $394,212 (-8.06%) Land $117,612 Building $276,600 |
| 2023 | $4,489.00 (-0.24%) Homeowner's exemption | $233,658 (+3%) | $428,785 (+11.91%) Land $123,493 Building $305,292 |
| 2022 | $4,500.00 Homeowner's exemption | $226,852 | $383,164 Land $64,833 Building $318,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 226 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 420 condo units |
| Nearby Flood Claims | 12 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT OF THE ISLANDS private · serves 1,200 people · EPA ID FL5110230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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