196 Casserly Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 196 Casserly Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,731 sqft · built 1905
Lot Size1.02 acres (44,736 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Dec 2003)
Tax Bill$10,868 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN110-261-03

Property Details

APN / Parcel Number

Primary APN110-261-03
Alternative APN
  • 110-261-03-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,731 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2003
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area44,736 sqft
TerrainSteep
View / LotMountain

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address196 CASSERLY RD
CityWATSONVILLE
StateCA
Zip95076-9733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionSALSIPUEDES RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1035
Census Tract123300

Owner

196 Casserly Rd is owned and occupied by two individuals who bought it in December 2003.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address196 CASSERLY RD, WATSONVILLE, CA 95076-9733
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2003 · Amount on File
Deed SaleDec 22, 2003 · Amount on File
Deed Document Number2003123566
Prior Transfer DateAug 28, 1997
Prior Transfer Doc0000048415
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address196 CASSERLY RD, WATSONVILLE, CA 95076-9733
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 CASSERLY RD, WATSONVILLE, CA 95076-9733

Mortgage

Document Number0000030901
DateJun 4, 2021
Instrument2021-0030901
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 196 Casserly Rd was $10,868 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$899,142 (+2%) Land $533,684 Building $365,458
2025$10,868.00 Homeowner's exemption$881,512 Land $523,220 Building $358,292
2023$9,601.00 (+1.86%) Homeowner's exemption$847,281 Land $502,902 Building $344,379$922,410
2022$9,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Casserly Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims2 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Casserly Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Verizon.

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