196 Cambridge Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 196 Cambridge Ave, San Leandro, CA 94577

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,576 sqft · built 1927
Lot Size	0.199 acres (8,650 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 1994)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-273-10`

Property Details

APN / Parcel Number

Primary APN	`76-273-10`
Alternative APN	`076-0273-010-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,650 sqft (0.199 acres)

Location & Zoning

Street Address	196 CAMBRIDGE AVE
City	SAN LEANDRO
State	CA
Zip	94577-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: MP: 0026 PAGE: 0039
Legal Subdivision	BROADMOOR ADD
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1001
Census Tract	432200

Owner

196 Cambridge Ave is owned and occupied by an individual who acquired it in September 1998.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit MERIWEST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1994 · Amount on File
Deed Sale	Apr 18, 1994 · Amount on File
Deed Document Number	1994150805
Last Transfer Date	Sep 9, 1998
Transfer Doc	0000325286
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824

Mortgage

Document Number	0000339741
Date	Oct 13, 2021
Instrument	2021339741

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147045
Date	Jul 31, 2019
Instrument	2019147045

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824
Document Number	0000147046
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	196 CAMBRIDGE AVE SAN LEANDRO CA 945771824, SAN LEANDRO, CA 94577-1824

Mortgage

Document Number	0000147046
Date	Jul 31, 2019
Instrument	147046

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 30, 2044

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	196 CAMBRIDGE AVE, SAN LEANDRO, CA 94577-1824
Document Number	0000054590
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	196 CAMBRIDGE AVE SAN LEANDRO CA 945771824, SAN LEANDRO, CA 94577-1824

Mortgage

Document Number	0000054590
Date	Mar 27, 2019
Instrument	54590

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153-5353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 196 Cambridge Ave was $5,887 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,167 (+0.26%) Land $123,350 Building $287,817
2025	$5,887.00 Homeowner's exemption	$403,105 Land $120,931 Building $282,174
2023	$5,599.00 Homeowner's exemption	$387,455 Land $116,236 Building $271,219	$1,088,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Cambridge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Cambridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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