196 Cactus Pointe Ct, El Paso, TX 79912 Property Records

El Paso County property record for 196 Cactus Pointe Ct, El Paso, TX 79912

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,761 sqft · built 2000
Lot Size0.362 acres (15,766 sqft)
Owner2 Individual Names on Record
Last Sale$626,500 (Jul 2021)
Tax Bill$16,236 (2019)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Mortgage
APNC001-999-0010-0700

Property Details

APN / Parcel Number

Primary APNC001-999-0010-0700
Alternative APNs
  • 000000148477
  • 148477

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area4,761 sqft Living Area
Gross Area6,038 sqft
1st Floor Area2,871 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area15,766 sqft (0.362 acres)
Garage TypeAttached
Garage Area827 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area128 sqft
Patio Area450 sqft
Balcony Area450 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address196 CACTUS POINTE CT
CityEL PASO
StateTX
Zip79912-6300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePR2
Legal Description1 CACTUS POINTE LOT 7 (15766.00 SQ FT)
Legal SubdivisionCACTUS POINTE
Legal Block1
Legal Lot Number7
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO
Census Block Group1
Census Block1007
Census Tract1111

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 CACTUS POINTE CT, EL PASO, TX 79912-6300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Special Warranty Deed, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC
Apr 28, 2020Vendor's Lien, Transfer · VA Mortgage
CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleApr 28, 2020 · Amount on Record
Deed Document Number202165540
Prior Transfer DateApr 27, 2020
Prior Transfer Doc0000032764
Record UpdatedSep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEL PASO TX
Recording DateJul 7, 2021
Property Address196 CACTUS POINTE CT, EL PASO, TX 79912-6300
Document Number0000065540
Map ReferenceFILE 20210032291
Instrument DateJul 7, 2021
Instrument20210065540
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 220251, EL PASO, TX 79913-2251

Transferred To (Grantee/Buyer)

NameVerified Name
Address3101 RED SAILS DR, EL PASO, TX 79936-2121

Mortgage

Document Number0000065311
DateJul 7, 2021
Instrument20210065311
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

April 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionEL PASO TX
Recording DateApr 28, 2020
Property Address196 CACTUS POINTE CT, EL PASO, TX 79912-6300
Document Number0000032764
Map ReferenceVOL 71 PG 51
Instrument DateApr 27, 2020
Instrument20200032764
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 CACTUS POINTE CT, EL PASO, TX 79912-6300

Mortgage

Document Number0000032765
DateApr 28, 2020
Instrument20200032765
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictEl Paso Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$863,426 (-6.88%) Land $157,426 Building $706,000$863,426 (-6.88%) Land $157,426 Building $706,000
2025$927,239 (+13.88%) Land $157,426 Building $769,813$927,239 (+13.88%) Land $157,426 Building $769,813
2023$814,243 Land $100,914 Building $713,329$814,243 Land $100,914 Building $713,329
2019$16,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2006–2008)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2008
Claims by Event
  • Severe Storms And Flooding, Aug 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
JackRabbit Wireless
Fixed Wireless
1,000 / 1,000
Chaparral Wireless
Fixed Wireless
500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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