196 Buttonwood Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 196 Buttonwood Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 1988
Lot Size	0.591 acres (25,775 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Dec 2016)
Tax Bill	$19,174 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00391600-000000`

Property Details

APN / Parcel Number

Primary APN	`00391600-000000`
Alternative APNs	`20643600391600000000` `1479926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,366 sqft Living Area
1st Floor Area	1,971 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,775 sqft (0.591 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Enclosed Porch
Porch Area	632 sqft
Deck Area	448 sqft
Patio Area	868 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1479926
Old Parcel Number	20643600391600000000
Street Address	196 BUTTONWOOD LN
City	ISLAMORADA
State	FL
Zip	33036-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 5 SAFETY HARBOR PB3-69 SEC 1 LOWER MATECUMBE KEY OR117-78 OR996-1952 OR1442-2485 OR2675-21 OR2832-766/67
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

196 Buttonwood Ln is owned and occupied by an individual who bought it in December 2016.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	196 BUTTONWOOD LN, ISLAMORADA, FL 33036-4215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on File
Deed Sale	Dec 28, 2016 · Amount on File
Prior Sale	Mar 13, 2014 · Amount on File
Deed Document Number	2104567
Deed Book / Page	2832 / 0766
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	196 BUTTONWOOD LN, ISLAMORADA, FL 33036-4215
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4233 ASPENRIDGE DR, BILLINGS, MT 59106-9610

Mortgage

Document Number	0030880642
Date	Apr 12, 2021
Book Page	3088/642
Instrument	2313033

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,694,236 Land $2,175,503 Building $518,733	$2,694,236 Land $2,175,503 Building $518,733
2024	$19,174.00 (+4.04%)
2023	$18,429.00 (+20.53%)	$2,640,799 (+45.98%) Land $2,130,857 Building $509,942	$2,640,799 (+45.98%) Land $2,130,857 Building $509,942
2022	$15,290.00	$1,808,987 Land $1,323,161 Building $485,826	$1,808,987 Land $1,323,161 Building $485,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Buttonwood Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Buttonwood Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20