196 Bridle Valley Ranch Rd, Ignacio, CO 81137 Property Records

La Plata County property record for 196 Bridle Valley Ranch Rd, Ignacio, CO 81137

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,917 sqft · built 2010
Lot Size	38.5 acres (1,679,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,400 (Sep 2010)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5955-113-00-258`

Property Details

APN / Parcel Number

Primary APN	`5955-113-00-258`
Alternative APN	`R422182`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Lot Area	1,679,979 sqft
Porch	Unfinished Open Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R422182
Street Address	196 BRIDLE VALLEY RANCH RD
City	IGNACIO
State	CO
Zip	81137-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BRIDLE VALLEY RANCH LLC LOT: 4 196 BRIDLE VALLEY RANCH RD IGNACIO 81137
Legal Subdivision	BRIDLE VALLEY RANCH LLC
Legal Tract	1
Legal Block	3
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	3
Census Block	3024
Census Tract	940300

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 BRIDLE VALLEY RANCH RD, IGNACIO, CO 81137-9696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN AGCREDIT FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	201020610
Prior Transfer Date	Oct 25, 2005
Prior Transfer Doc	0000922623
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	196 BRIDLE VALLEY RANCH RD, IGNACIO, CO 81137-9696
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192316
Date	May 17, 2021
Instrument	1192316

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	196 BRIDLE VALLEY RANCH RD, IGNACIO, CO 81137-9696
Document Number	0001187954
Instrument Date	Feb 26, 2021
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 BRIDLE VALLEY RANCH RD IGNACIO CO 811379696, IGNACIO, CO 81137-9696

Mortgage

Document Number	0001187954
Date	Mar 4, 2021
Instrument	1187954

Lender

Name	AMERICAN AGCREDIT FLCA
Type	Funding / Finance Company
Address	GREELEY, CO 80634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,110 (-2.07%) Land $13,500 Building $27,610	$671,690 (-) Land $220,590 Building $451,100
2025	$2,326.00 (+103.86%)	$41,980 (+56.35%) Land $13,790 Building $28,190	$671,690 (+67.58%) Land $220,590 Building $451,100
2023	$1,141.00 (-9.59%)	$26,850 (+3.19%) Land $7,860 Building $18,990	$400,810 (+7.08%) Land $117,350 Building $283,460
2022	$1,262.00	$26,020 Land $9,090 Building $16,930	$374,300 Land $130,720 Building $243,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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