196 Bluff St, Dubuque, IA 52001 Property Records

Dubuque County property record for 196 Bluff St, Dubuque, IA 52001 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,564 sqft · built 1881
Lot Size	0.056 acres (2,452 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2019)
Tax Bill	$3,638 (2024)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-25-280-001`

Property Details

APN / Parcel Number

Primary APN	`10-25-280-001`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
1st Floor Area	996 sqft
Attic Area	548 sqft
Basement Area	996 sqft
Finished Basement	820 sqft
Game Room	Game Room
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,452 sqft (0.056 acres)
Deck Area	66 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	196 BLUFF ST
City	DUBUQUE
State	IA
Zip	52001-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 - N 2/3 OF CITY LOT 124
Legal Lot Number	124
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2027
Census Tract	100

Owner

Source: Dubuque County records · APN 10-25-280-001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1036 W 3RD ST, DUBUQUE, IA 52001-6524
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	0000199948
Deed Book / Page	19 / 9948
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 28, 2019
Property Address	196 BLUFF ST, DUBUQUE, IA 52001-7610
Document Number	0000009948
Instrument Date	Aug 28, 2019
Instrument	9948
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$303.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1036 W 3RD ST DUBUQUE IA 520016524, DUBUQUE, IA 52001-6524

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,500 (+25.55%) Land $19,900 Building $236,600	$256,500 (+25.55%) Land $19,900 Building $236,600
2024	$3,638.00 (+19.75%)
2023		$204,300 (+23.14%) Land $17,700 Building $186,600	$204,300 (+23.14%) Land $17,700 Building $186,600
2022	$3,038.00	$165,910 Land $17,650 Building $148,260
2021			$165,910 Land $17,650 Building $148,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.