196 Big Valley Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 196 Big Valley Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1987
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on File
Last Sale	$655,500 (Jun 2022)
Tax Bill	$7,778 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0740-015-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0740-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,260 sqft (0.167 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 BIG VALLEY RD
City	FOLSOM
State	CA
Zip	95630-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 09, LOT 678
Legal Subdivision	WILLOW CREEK ESTS EAST 09
Legal Lot Number	678
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8501

Owner

196 Big Valley Rd is owned by two individuals who acquired it in September 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4465 GRANITE DR, 700, ROCKLIN, CA 95677-2143
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Grant Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jun 3, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 23, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Book / Page	20220603 / 21
Last Transfer Date	Sep 30, 2022
Transfer Doc	2022000298
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2022
Property Address	196 BIG VALLEY RD, FOLSOM, CA 95630-4648
Document Number	0000000298
Map Reference	MB 168 MAP 19
Instrument Date	Sep 30, 2022
Instrument	2022100500298
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5303 CANTER LN, ROCKLIN, CA 95677-3550

Mortgage

Document Number	0000000299
Date	Oct 5, 2022
Instrument	2022100500299

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 3, 2022
Property Address	196 BIG VALLEY RD, FOLSOM, CA 95630-4648
Document Number	0000000021
Map Reference	MB 168 MAP 19
Instrument Date	May 31, 2022
Instrument	2022060300021
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 VERNON ST, ROSEVILLE, CA 95678-2630

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2019
Property Address	196 BIG VALLEY RD, FOLSOM, CA 95630-4648
Document Number	1909231005
Instrument Date	Sep 13, 2019
Instrument	1909231005
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 BIG VALLEY RD FOLSOM CA 956304648, FOLSOM, CA 95630-4648

Mortgage

Document Number	1909231006
Date	Sep 23, 2019
Instrument	1909231006

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	196 BIG VALLEY RD, FOLSOM, CA 95630-4648
Document Number	1710311730
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	196 BIG VALLEY RD FOLSOM CA 956304648, FOLSOM, CA 95630-4648

Mortgage

Document Number	1710311730
Date	Oct 31, 2017
Instrument	1710311730

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 196 Big Valley Rd was $7,778, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,228 (+2%) Land $205,661 Building $503,567
2025	$7,778.00 (+2.09%)	$695,323 Land $201,629 Building $493,694
2024	$7,619.00 (+1.8%)
2023	$7,484.00 (+28.66%)	$668,324 Land $193,800 Building $474,524
2022	$5,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 196 Big Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Big Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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