196 Bergamot Loop, Davenport, FL 33837 Property Records

Polk County property record for 196 Bergamot Loop, Davenport, FL 33837 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,080 sqft Living Area
Lot Size	6,334 sqft (0.145 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$3,664.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726009-002270`
Alternative APNs	`052727726009002270` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,080 sqft Living Area
Gross Area	2,480 sqft Gross Area
1st Floor	2,080 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,334 sqft (0.145 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	214 sqft Porch

Location & Zoning

Street Address	196 BERGAMOT LOOP
City	DAVENPORT
State	FL
Zip	33837-7715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITRUS POINTE PB 171 PGS 34-36 LOT 227
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	CITRUS POINTE
Legal Block	1
Legal Lot Number	227
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County records · APN 27-27-05-726009-002270

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 BERGAMOT LOOP, DAVENPORT, FL 33837-7715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Mar 27, 2020
Property Address	196 BERGAMOT LOOP, DAVENPORT, FL 33837-7715
Document Number	0111900756
Book / Page	011190 / 000756
Instrument Date	Mar 23, 2020
Instrument	68884
Transaction Type	Subdivision Related Transfer
Record Updated	May 06, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,927.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	196 BERGAMOT LOOP DAVENPORT FL 338377715, DAVENPORT, FL 33837-7715

Mortgage

Document Number	111900760
Date	Mar 27, 2020
Book Page	011190/000760
Instrument	68885

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,664.00 (-41.89%) Homeowner's exemption Senior Citizen's exemption	$259,516 (+5.99%)	$307,994 (+3.08%) Land $58,000 Building $249,994
2023	$6,305.00 (+1.03%) Homeowner's exemption	$244,856 (+3%)	$298,778 (+2.08%) Land $56,000 Building $242,778
2022	$6,241.00 Homeowner's exemption	$237,724	$292,681 Land $46,000 Building $246,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.