196 Bender Rd, Lancaster, PA 17603 Property Records

Lancaster County property record for 196 Bender Rd, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1978
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`410-21414-0-0000`

Property Details

APN / Parcel Number

Primary APN	`410-21414-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,056 sqft
Upper Floors Area	624 sqft
Basement Area	1,056 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	196 BENDER RD
City	LANCASTER
State	PA
Zip	17603-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	196 BENDER RD
Legal Subdivision	PERTH HILLS
Legal Lot Number	16
Jurisdiction	LANCASTER PA
Township / Civil Division	MANOR
Census Block Group	1
Census Block	1009
Census Tract	13704

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 BENDER RD, LANCASTER, PA 17603-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2000
Transfer Doc	0000015973
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	196 BENDER RD, LANCASTER, PA 17603-9784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006554072
Date	Oct 20, 2020
Instrument	6554072

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	196 BENDER RD, LANCASTER, PA 17603-9784
Document Number	0006507509
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 BENDER RD LANCASTER PA 176039784, LANCASTER, PA 17603-9784

Mortgage

Document Number	0006507509
Date	Feb 13, 2020
Instrument	6507509

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Manor Township
Unified School District	Penn Manor School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,500 (-) Land $81,500 Building $131,000	$212,500 (-) Land $81,500 Building $131,000
2025	$4,822.00 (+3.92%) Homeowner's exemption	$212,500 (-) Land $81,500 Building $131,000	$212,500 (-) Land $81,500 Building $131,000
2024	$4,640.00	$212,500 Land $81,500 Building $131,000
2018			$212,500 Land $81,500 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA WATER CO private · serves 25,200 people · EPA ID PA7360123
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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