Clayton County property record for 196 Bear Creek Trl, Hampton, GA 30228
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,303 sqft · built 2004 |
| Lot Size | 1.07 acres (46,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2018) |
| Tax Bill | $4,174 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-236-237-031 |
| Primary APN | 04-236-237-031 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,303 sqft Living Area |
| 1st Floor Area | 2,303 sqft |
| Attic | Attic |
| Attic Area | 310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 46,886 sqft (1.07 acres) |
| Lot Width | 194 ft Width |
| Garage Area | 1,411 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 196 BEAR CREEK TRL |
|---|---|
| City | HAMPTON |
| State | GA |
| Zip | 30228-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER |
| Legal Subdivision | JAMES EDWARDS |
| Legal Lot Number | 2 |
| Jurisdiction | CLAYTON GA |
| Township / Civil Division | JONESBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40636 |
196 Bear Creek Trl is owned and occupied by two individuals who bought it in July 2018.
Source: Clayton County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Jul 30, 2018 | Grant Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Jul 30, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on File |
| Deed Sale | Jul 25, 2018 · Amount on File |
| Prior Sale | Dec 13, 2004 · Amount on File |
| Deed Document Number | 20185944 |
| Deed Book / Page | 11350 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Document Number | 0126810000000454 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 0000012681/0000000454 |
| Name | TRUIST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON GA |
| Property Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Document Number | 0119610467 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 196 BEAR CREEK TRL HAMPTON GA 302282264, HAMPTON, GA 30228-2264 |
| Document Number | 0119610467 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 011961/000467 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAYTON GA |
| Recording Date | Jul 30, 2018 |
| Property Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Document Number | 0113500240 |
| Book / Page | 011350 / 000240 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 196 BEAR CREEK TRL HAMPTON GA 302282264, HAMPTON, GA 30228-2264 |
| Document Number | 113500241 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 011350/000241 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, GA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLAYTON GA |
| Recording Date | Jul 30, 2018 |
| Property Address | 196 BEAR CREEK TRL, HAMPTON, GA 30228-2264 |
| Document Number | 0113500238 |
| Book / Page | 011350 / 000238 |
| Instrument Date | Mar 8, 2014 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 BEAR CREEK TRL HAMPTON GA 302282264, HAMPTON, GA 30228-2264 |
The 2026 property tax bill for 196 Bear Creek Trl was $4,174 with a homeowner's exemption.
Source: Clayton County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Clayton County |
| Unified School District | Clayton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,174.00 Homeowner's exemption | $119,000 (-) Land $10,400 Building $108,600 | $297,500 (-) Land $26,000 Building $271,500 |
| 2025 | $4,174.00 Homeowner's exemption | $119,000 Land $10,400 Building $108,600 | $297,500 Land $26,000 Building $271,500 |
| 2023 | $3,382.00 Homeowner's exemption | $93,680 Land $10,400 Building $83,280 | $234,200 Land $26,000 Building $208,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Bear Creek Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Bear Creek Trl is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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