196 Beach St, Pontiac, MI 48342 Property Records

Oakland County property record for 196 Beach St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,674 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Jul 2026)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-21-354-012`

Property Details

APN / Parcel Number

Primary APN	`64-14-21-354-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	196 BEACH ST
City	PONTIAC
State	MI
Zip	48342-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 21 BEACH ADDITION LOT 30
Legal Range	10E
Legal Township	03N
Legal Section	21
Legal Subdivision	BEACH ADD
Legal Lot Number	30
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1027
Census Tract	141600

Owner

196 Beach St is owned and occupied by an individual who bought it in July 2026.

Source: Oakland County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	196 BEACH ST, PONTIAC, MI 48342-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Apr 25, 2024	Warranty Deed, Transfer
Jul 23, 2019	Grant Deed, Foreclosure NOT AVAILABLE
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	202695246
Deed Book / Page	61334 / 119
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000206061
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 1, 2026
Property Address	196 BEACH ST, PONTIAC, MI 48342-1400
Document Number	0000095246
Book / Page	61334 / 119
Instrument Date	Jun 16, 2026
Instrument	202695246
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$68,099.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 BEACH ST, PONTIAC, MI 48342-1400

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 29, 2024
Property Address	196 BEACH ST, PONTIAC, MI 48342-1400
Document Number	0000046707
Book / Page	59317 / 108
Map Reference	LB 6 PG 25
Instrument Date	Apr 18, 2024
Instrument	46707
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23075 LAUREL VALLEY ST, SOUTHFIELD, MI 48034-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 BEACH ST, PONTIAC, MI 48342-1400

Mortgage

Document Number	0059317111
Date	Apr 29, 2024
Instrument	59317/111

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 25, 2024
Property Address	196 BEACH ST, PONTIAC, MI 48342-1400
Document Number	0000045862
Book / Page	59313 / 103
Map Reference	LB 6 PG 25
Instrument Date	Apr 18, 2024
Instrument	45862
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Tax	$708.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23075 LAUREL VALLEY ST, SOUTHFIELD, MI 48034-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 BEACH ST, PONTIAC, MI 48342-1400

July 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2019
Property Address	196 BEACH ST, PONTIAC, MI 48342-1400
Document Number	0000116840
Book / Page	053051 / 000148
Instrument Date	Jul 17, 2019
Instrument	116840
Transaction Type	Foreclosure
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$180.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23075 LAUREL VALLEY ST SOUTHFIELD MI 480342012, SOUTHFIELD, MI 48034-2012

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 22, 2017
Property Address	196 BEACH ST, PONTIAC, MI 48342-1400
Document Number	0000098730
Book / Page	050687 / 000175
Instrument Date	May 22, 2017
Instrument	98730
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 BEACH ST PONTIAC MI 483421400, PONTIAC, MI 48342-1400

Tax Assessment & Valuation

The 2025 property tax bill for 196 Beach St was $1,403 with a homeowner's exemption, up 34.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (+34.9%) Homeowner's exemption	$32,810	$65,620
2024	$1,040.00
2023		$30,580	$61,160
2021	$1,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 196 Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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