196 Bayside Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 196 Bayside Dr, Biloxi, MS 39532

Property Summary

Property TypeResidential Vacant Land
Owner2 Individual Names on Record
Tax Bill$1,638 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone VE (high risk)
APN1209L-01-063.002

Property Details

APN / Parcel Number

Primary APN1209L-01-063.002
Alternative APN
  • 106624

Location & Zoning

Account Number106624
Street Address196 BAYSIDE DR
CityBILOXI
StateMS
Zip39532
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 9 BAY HAVEN ESTATES
Legal Range10
Legal Township07
Legal Section23
Legal SubdivisionBAY HAVEN ESTATES
Legal Lot Number9
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2007
Census Tract3309

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 289, BILOXI, MS 39533-0289
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 1995
Deed SaleJun 16, 1995
Deed Document Number0000284627
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address196 BAYSIDE DR, BILOXI, MS 39532
Transaction TypeMortgage
Record UpdatedDec 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180002989TJ2
DateOct 11, 2018
Instrument2018-0002989-T-J2
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
AmountAmount Recorded
Term57 Months
DueJul 26, 2023

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,638.00 (+0.86%)$14,663 (-)$97,750 (-) Land $97,750
2024$1,624.00 (+0.93%)
2023$1,609.00$14,663$97,750 Land $97,750
2022$1,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 219 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies275 units insured
incl. 56 condo units
Nearby Flood Claims12 (2005–2026)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Zeta, Oct 2020 · 2 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Bayside Dr

Nearby Streets

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