196 Back River Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 196 Back River Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1963
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Oct 2019)
Tax Bill	$7,018 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:34 B:42 L`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:34 B:42 L`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	1,200 sqft
Basement Area	888 sqft
Unfinished Basement	174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 BACK RIVER RD
City	BEDFORD
State	NH
Zip	03110-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	42
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3004
Census Tract	2901

Owner

196 Back River Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Hillsborough County and Bedford Town records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 BACK RIVER RD, BEDFORD, NH 03110-6633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Deed Document Number	20199046165
Deed Book / Page	9219 / 1213
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	196 BACK RIVER RD, BEDFORD, NH 03110-6633
Document Number	0092191216
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 BACK RIVER RD BEDFORD NH 031106633, BEDFORD, NH 03110-6633

Mortgage

Document Number	0092191216
Date	Oct 11, 2019
Book Page	009219/001216
Instrument	9046166

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Oct 11, 2019
Property Address	196 BACK RIVER RD, BEDFORD, NH 03110-6633
Document Number	0092191213
Book / Page	009219 / 001213
Instrument Date	Oct 10, 2019
Instrument	9046165
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 SUNDIAL AVE #208 MANCHESTER NH 031037267, 208, MANCHESTER, NH 03103-7267

Mortgage

Document Number	92191216
Date	Oct 11, 2019
Book Page	009219/001216
Instrument	9046166

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 196 Back River Rd was $7,018, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,018.00 (+4.29%)	$425,600 (-) Land $227,000 Building $198,600
2024	$6,729.00 (+6.83%)	$425,600 (-) Land $227,000 Building $198,600
2023	$6,299.00 (+8.06%)	$425,600 (+28.5%) Land $227,000 Building $198,600	$439,470
2022	$5,829.00	$331,200 Land $168,200 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Back River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Back River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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