Monroe County property record for 196 Atlantic Blvd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,002 sqft · built 1971 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $548,100 (Dec 2011) |
| Tax Bill | $7,230 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00453270-000000 |
| Primary APN | 00453270-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,002 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 480 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 980 sqft |
| Deck Area | 1,380 sqft |
| Patio Area | 1,380 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1552933 |
|---|---|
| Street Address | 196 ATLANTIC BLVD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 196 PORT LARGO PB5-3 KEY LARGO OR461-245 OR1701-1929 OR2544-2417L/E OR2583-1799D/C |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | PORT LARGO |
| Legal Lot Number | 196 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 ATLANTIC BLVD, KEY LARGO, FL 33037-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2011 · Amount on Record |
| Deed Sale | Dec 7, 2011 · Amount on Record |
| Prior Sale | Feb 1, 1970 · Amount on Record |
| Deed Document Number | 20111861129 |
| Deed Book / Page | 2544 / 2417 |
| Prior Transfer Date | Nov 30, 2011 |
| Prior Transfer Doc | 0025442417 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914,233 (+5.99%) | $1,662,309 (+5.43%) Land $1,218,750 Building $443,559 | |
| 2024 | $7,230.00 (+3.6%) | ||
| 2023 | $6,979.00 (+6.61%) Homeowner's exemption | $862,591 (+3%) | $1,576,681 (+15.17%) Land $1,148,438 Building $428,243 |
| 2022 | $6,546.00 Homeowner's exemption | $837,467 | $1,368,986 Land $946,875 Building $422,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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