196 Ascot Ln, Torrington, CT 06790 Property Records

Torrington City property record for 196 Ascot Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 1991
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2021)
Tax Bill	$6,546 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
APN	`13426`

Property Details

APN / Parcel Number

Primary APN	`13426`
Alternative APNs	`TORR M:252 B:003 L:143` `013426`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,500 sqft
Basement Area	696 sqft
Unfinished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	13426
Street Address	196 ASCOT LN
City	TORRINGTON
State	CT
Zip	06790-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Subdivision	TORRINGTON FARMS 2
Legal Block	3
Legal Lot Number	143
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2011
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 ASCOT LN, TORRINGTON, CT 06790-2386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Nov 26, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2021471195
Deed Book / Page	1353 / 580
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 16, 2021
Property Address	196 ASCOT LN, TORRINGTON, CT 06790-2386
Document Number	001353-580
Book / Page	1353 / 580
Instrument Date	Dec 15, 2021
Instrument	2021-471195
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021471196
Date	Dec 16, 2021
Instrument	2021-471196

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 26, 2018
Property Address	196 ASCOT LN, TORRINGTON, CT 06790-2386
Document Number	1277-793
Book / Page	1277 / 793
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12770795
Date	Nov 26, 2018
Instrument	01277/0795

Lender

Name	PLAZA HOME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,546.00 (-12.99%)	$195,650 (-) Land $29,960 Building $165,690	$339,595 (+147.96%)
2025	$7,523.00	$195,650 (+100.81%) Land $29,960 Building $165,690	$136,955 Land $20,972 Building $115,983
2024	$7,523.00 (+60.99%)
2023	$4,673.00 (+1.74%)	$97,430 (-) Land $29,920 Building $67,510
2022	$4,593.00	$97,430 Land $29,920 Building $67,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile, Verizon, Xfinity.

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