196 Andover Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 196 Andover Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,450 sqft · built 1950
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$106,500 (Jun 1995)
Tax Bill	$7,752 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0034 B:0071 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0034 B:0071 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	4,356 sqft
1st Floor Area	1,196 sqft
Basement Area	627 sqft
Unfinished Basement	627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 ANDOVER RD
City	BILLERICA
State	MA
Zip	01821-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Block	71
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2000
Census Tract	316102

Owner

196 Andover Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 ANDOVER RD, BILLERICA, MA 01821-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 28, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1995 · Amount on File
Deed Sale	Jun 26, 1995 · Amount on File
Deed Book / Page	7525 / 97
Last Transfer Date	Mar 8, 2022
Transfer Doc	036910-119
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Mar 21, 2022
Property Address	196 ANDOVER RD, BILLERICA, MA 01821-1953
Document Number	036910-119
Book / Page	36910 / 119
Instrument Date	Mar 8, 2022
Instrument	12335
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 ANDOVER RD, BILLERICA, MA 01821-1953

Mortgage

Document Number	036910-124
Date	Mar 21, 2022
Book Page	36910/124
Instrument	12336

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Oct 28, 2021
Property Address	196 ANDOVER RD, BILLERICA, MA 01821-1953
Document Number	36440-46
Book / Page	36440 / 46
Instrument Date	Oct 28, 2021
Instrument	63137
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 ANDOVER RD, BILLERICA, MA 01821-1953

Tax Assessment & Valuation

The 2026 property tax bill for 196 Andover Rd was $7,752, up 3.9% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,752.00 (+3.87%)	$667,700 (+1.72%) Land $382,400 Building $284,700	$1,080,245 (-)
2025	$7,463.00 (+19.93%)	$656,400 (+19.09%) Land $371,100 Building $285,300	$1,080,245 (+92.86%)
2024	$6,223.00 (+5.64%)	$551,200 (+11.06%) Land $335,800 Building $215,400	$560,120
2023	$5,891.00	$496,300 Land $284,800 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Andover Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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