196 70th St, Dows, IA 50071 Property Records

Franklin County property record for 196 70th St, Dows, IA 50071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1933
Lot Size	0.81 acres (35,283 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jan 2023)
Tax Bill	$10 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130640000700`

Property Details

APN / Parcel Number

Primary APN	`130640000700`
Alternative APN	`1306400007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	196 70TH ST
City	DOWS
State	IA
Zip	50071-8084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 A IN SE COR SE SE (SEQ:1) WD-2023-0151 (2023-01-24), SUR-2022-2223 (2022-11-10), WD-2020-0083 (2020-01-13), AFF-2020-0082 (2020-01-13), WD-2016-1379 (2016-08-02)
Legal Range	22W
Legal Township	90N
Legal Section	06
Jurisdiction	FRANKLIN IA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2115
Census Tract	360300

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 70TH ST, DOWS, IA 50071-8084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Jan 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 13, 2020	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	2023151
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	196 70TH ST, DOWS, IA 50071-8084
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 70TH ST, DOWS, IA 50071-8084

Mortgage

Document Number	0020260383
Date	Mar 6, 2026
Instrument	20260383

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Jan 24, 2023
Property Address	196 70TH ST, DOWS, IA 50071-8084
Document Number	0020230151
Instrument Date	Jan 18, 2023
Instrument	20230151
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 70TH ST, DOWS, IA 50071-8084

Mortgage

Document Number	0020230152
Date	Jan 24, 2023
Instrument	20230152

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Jan 13, 2020
Property Address	196 70TH ST, DOWS, IA 50071-8084
Document Number	2020200083
Instrument Date	Jan 9, 2020
Instrument	2020200083
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 70TH ST, DOWS, IA 50071-8084
Investor	Possibly a Property Investor

Mortgage

Document Number	20200084
Date	Jan 13, 2020
Instrument	20200084

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2020200083
Date	Jan 13, 2020
Instrument	2020200083

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$178,400 (+23.12%) Land $37,300 Building $141,100	$178,400 (+23.12%) Land $37,300 Building $141,100
2024	$10.00 (-99.33%)
2023		$144,900 (+45.05%) Land $28,100 Building $116,800	$144,900 (+45.05%) Land $28,100 Building $116,800
2022	$1,494.00	$99,900 Land $18,700 Building $81,200
2021			$99,900 Land $18,700 Building $81,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
WMTel Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

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