1959 Adelpha Ave, Holt, MI 48842 Property Records

Ingham County property record for 1959 Adelpha Ave, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1956
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Apr 2026)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-22-227-014`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-22-227-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	1,510 sqft
Unfinished Basement	1,510 sqft
Flooring	Vinyl Sheet/Linoleum
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	155 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1959 ADELPHA AVE
City	HOLT
State	MI
Zip	48842-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 1605) LOT 63 PHILLIP'S SUBDIVISION
Legal Subdivision	PHILLIPS
Legal Lot Number	63
Legal Unit	63
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2002
Census Tract	5401

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13573 HAWAII AVE, EAGLE, MI 48822-9554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	202610299
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1959 ADELPHA AVE, HOLT, MI 48842-6608
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1959 ADELPHA AVE, HOLT, MI 48842-6608

Mortgage

Document Number	0000025938
Date	Jul 5, 2022
Instrument	2022-025938

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1959 ADELPHA AVE, HOLT, MI 48842-6608
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1959 ADELPHA AVE, HOLT, MI 48842-6608

Mortgage

Document Number	0000003346
Date	Feb 20, 2024
Instrument	2024-003346

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	1959 ADELPHA AVE, HOLT, MI 48842-6608
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1959 ADELPHA AVE, HOLT, MI 48842-6608

Mortgage

Document Number	0000006186
Date	Mar 20, 2025
Instrument	2025-006186

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Apr 9, 2026
Property Address	1959 ADELPHA AVE, HOLT, MI 48842-6608
Document Number	0000010299
Instrument Date	Apr 7, 2026
Instrument	2026.10299
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13573 HAWAII AVE, EAGLE, MI 48822-9554

Mortgage

Document Number	0000010300,
Date	Apr 9, 2026
Instrument	2026..10300

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,200 (+9.83%) Land $25,000 Building $91,200	$232,400 (+9.83%) Land $50,000 Building $182,400
2025	$3,831.00 (+3.18%) Homeowner's exemption	$105,800 (+25.8%) Land $25,000 Building $80,800	$211,600 (+25.8%) Land $50,000 Building $161,600
2024	$3,713.00 (+15.92%)
2023		$84,100 Land $15,600 Building $68,500	$168,200 Land $31,200 Building $137,000
2022	$3,203.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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