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19584 Ward Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19584 Ward Creek Rd, Cedaredge, CO 81413 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 2023
Lot Size4.06 acres (176,854 sqft)
Owner2 Company Names on File
Last Sale$220,000 (Sep 2023)
Tax Bill$2,397 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APNR026098

Property Details

APN / Parcel Number

Primary APNR026098
Alternative APNs
  • 319511107001
  • 319511100006
  • R004314

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,963 sqft Living Area
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area176,854 sqft (4.06 acres)

Utilities, Heating & Cooling

Heating SystemWood Furnace
Heating FuelWood
SewerConnected

Location & Zoning

Account NumberR026098
Street Address19584 WARD CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19584 WARD CREEK RD CEDAREDGE 81413 SUBDIVISION: CIRCLE C ACRES MINOR SUBDIVISION LOT: 1 TOTAL AC 4.06+-LOT 1 CIRCLE C ACRES MS. PT OF SEC11 T13S R95W 6PM. R754573 PLAT R754574
Legal SubdivisionCIRCLE C ACRES MINOR SUBDIVISION
Legal Lot Number1
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group2
Census Block2017
Census Tract964700

Owner

Source: Delta County records · APN R026098

Assessment roll updated May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address501 PALMER ST, DELTA, CO 81416-1725
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 01, 2023Bargain and Sale Deed, Transfer · Commercial Mortgage
ALPINE BANK
Sep 01, 2023Warranty Deed, Transfer
HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleOct 09, 1992 · Amount on Record
Deed Document Number2023748560
Last Transfer DateJun 27, 2024
Transfer Doc0000754576
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address19584 WARD CREEK RD, CEDAREDGE, CO 81413-8109
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000763596
DateOct 14, 2025
Instrument763596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040

September 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionDELTA CO
Recording DateSep 01, 2023
Property Address19584 WARD CREEK RD, CEDAREDGE, CO 81413-8109
Document Number0000748559
Instrument DateAug 31, 2023
Instrument748559
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20236 WARD CREEK RD, CEDAREDGE, CO 81413-8110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 ALBERT PL, FARMINGTON, NM 87401-6603

Mortgage

Document Number0000748561
DateSep 01, 2023
Instrument748561
Lender
NameALPINE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueAug 30, 2028

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 01, 2023
Property Address19584 WARD CREEK RD, CEDAREDGE, CO 81413-8109
Document Number0000748560
Instrument DateAug 31, 2023
Instrument748560
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address120 ALBERT PL, FARMINGTON, NM 87401-6603

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,397.00 (+680.78%)$37,817 (+660.91%) Land $10,188 Building $27,629$605,068 (+715.7%) Land $163,000 Building $442,068
2024$307.00 (-87.61%)$4,970 (-88.12%) Land $2,615 Building $2,355
2023$2,477.00 (+295.69%)$41,850 (+301.44%) Land $41,850$74,178 (-50.55%) Land $39,030 Building $35,148
2022$626.00$10,425 Land $10,425$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299647002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskHigh
above 81% of the US · above 83% of Colorado
Wildfire LikelihoodAbout 1 in 227 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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