19580 Hammers Ln, Cottonwood, CA 96022 Property Records

Tehama County property record for 19580 Hammers Ln, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,104 sqft · built 2021
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on File
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-170-035-000`

Property Details

APN / Parcel Number

Primary APN	`004-170-035-000`
Alternative APNs	`004170351` `00417035`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	98,010 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19580 HAMMERS LN
City	COTTONWOOD
State	CA
Zip	96022-8554
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1AMHB
Legal Description	PTN SEC 22 T29N R4W EX 1/2 MR
Legal Range	04W
Legal Township	29N
Legal Section	22
Legal Block	3
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	3
Census Block	3019
Census Tract	202

Owner

19580 Hammers Ln, a rural home, is owned and occupied by an individual who acquired it in July 2023.

Source: Tehama County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2915 SMITH AVE, SHASTA LAKE, CA 96019-2209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Intrafamily Transfer, Transfer
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2023
Transfer Doc	0000007120
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEHAMA CA
Recording Date	Jul 21, 2023
Property Address	19580 HAMMERS LN, COTTONWOOD, CA 96022-8554
Document Number	0000007121
Instrument Date	Jul 19, 2023
Instrument	2023007121
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 SMITH AVE, SHASTA LAKE, CA 96019-2209

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19580 HAMMERS LN, COTTONWOOD, CA 96022-8554
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19580 HAMMERS LN, COTTONWOOD, CA 96022-8554

Mortgage

Document Number	0000003321
Date	Mar 18, 2022
Instrument	2022003321

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Property Address	19580 HAMMERS LN, COTTONWOOD, CA 96022-8554
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19580 HAMMERS LN, COTTONWOOD, CA 96022-8554

Mortgage

Document Number	0000007702
Date	May 28, 2021
Instrument	2021007702

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 19580 Hammers Ln was $1,366 with a homeowner's exemption, up 2.1% from the year before.

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Evergreen Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$140,217 (+2%) Land $54,351 Building $85,866
2025	$1,366.00 (+2.09%)	$137,469 Land $53,286 Building $84,183
2024	$1,338.00 (+1.52%)
2023	$1,318.00 (+3.05%) Homeowner's exemption	$132,133 Land $51,218 Building $80,915
2022	$1,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19580 Hammers Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19580 Hammers Ln is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Com-Pair Services Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20
ShastaBeam Fixed Wireless	100 / 6
Verizon Fixed Wireless	25 / 6

May also be available: DigitalPath.

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