1958 5th St, Owings, MD 20736 Property Records

Calvert County property record for 1958 5th St, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,050 sqft · built 1972
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2018)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-031705`

Property Details

APN / Parcel Number

Primary APN	`03-031705`
Alternative APNs	`3031705` `031705`

Interior

Full Baths	2 Baths
Building Area	1,050 sqft Total Area
Basement Area	892 sqft
Finished Basement	892 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	031705
Street Address	1958 5TH ST
City	OWINGS
State	MD
Zip	20736-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 PARIS OAKS
Legal Subdivision	PARIS OAKS SUBDIVISION
Legal Lot Number	12
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1000
Census Tract	860404

Owner

1958 5th St is owned and occupied by an individual who bought it in December 2018.

Source: Calvert County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	1958 5TH ST, OWINGS, MD 20736-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 17, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Book / Page	5294 / 291
Prior Transfer Date	Nov 23, 2011
Prior Transfer Doc	0038220271
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1958 5TH ST, OWINGS, MD 20736-9526
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062310451
Date	Mar 3, 2022
Book Page	6231/451

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 17, 2018
Property Address	1958 5TH ST, OWINGS, MD 20736-9526
Document Number	0052940291
Book / Page	005294 / 000291
Instrument Date	Dec 4, 2018
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1958 5TH ST OWINGS MD 207369526, OWINGS, MD 20736-9526

Mortgage

Document Number	52940301
Date	Dec 17, 2018
Book Page	005294/000301

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1958 5th St was $3,475.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,475.00	$301,500 Land $151,700 Building $149,800	$301,500 Land $151,700 Building $149,800
2023	$2,847.00	$274,100	$301,500 Land $151,700 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1958 5th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1958 5th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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