19574 Stratford Dr, Macomb, MI 48044 Property Records

Macomb County property record for 19574 Stratford Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,429 sqft · built 1996
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Feb 2016)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-179-050`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-179-050`
Alternative APN	`0821179050`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,429 sqft Living Area
1st Floor Area	1,621 sqft
Basement Area	1,621 sqft
Unfinished Basement	1,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19574 STRATFORD DR
City	MACOMB
State	MI
Zip	48044-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMBRIDGE COMMONS SUB LOT 56 LIBER: 113 PAGES: 29-33
Legal Subdivision	CAMBRIDGE COMMONS SUB
Legal Lot Number	56
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2009
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HM LNDG LLC
Mar 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2016 · Amount on Record
Deed Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	20166017645
Deed Book / Page	23868 / 674
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19574 STRATFORD DR, MACOMB, MI 48044-1266

Mortgage

Document Number	2500111669
Date	Dec 15, 2025
Book Page	30435/599
Instrument	202500111669

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19574 STRAFORD DR, MACOMB, MI 48044-1266

Mortgage

Document Number	2300010673
Date	Feb 8, 2023
Book Page	29000/67
Instrument	202300010673

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19574 STRATFORD DR, MACOMB, MI 48044-1266

Mortgage

Document Number	2102193775
Date	Jun 5, 2021
Book Page	27773/648
Instrument	202102193775

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Document Number	0000031377
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19574 STRATFORD DR MACOMB MI 480441266, MACOMB, MI 48044-1266

Mortgage

Document Number	0000031377
Date	Mar 16, 2020
Book Page	026576/000845
Instrument	31377

Lender

Name	SIMPLE HM LNDG LLC
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Document Number	0000043374
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19574 STRATFORD DR MACOMB MI 480441266, MACOMB, MI 48044-1266

Mortgage

Document Number	0000043374
Date	Apr 17, 2019
Book Page	025911/000621
Instrument	43374

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19574 STRATFORD DR, MACOMB, MI 48044-1266
Document Number	0000123574
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19574 STRATFORD DR MACOMB MI 480441266, MACOMB, MI 48044-1266

Mortgage

Document Number	0000123574
Date	Nov 7, 2018
Book Page	025671/000879
Instrument	123574

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.36%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (+17.61%)	$432,800 (+17.61%)
2025	$5,566.00 (+13.13%)
2023		$184,000	$368,000
2022	$4,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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