19570 FM 16 E, Winona, TX 75792 Property Records

Smith County property record for 19570 FM 16 E, Winona, TX 75792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2021
Lot Size	9.01 acres (392,693 sqft)
Owner	Individual Name on Record
Tax Bill	$4,664 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R196216`

Property Details

APN / Parcel Number

Primary APN	`R196216`
Alternative APN	`1-00000-1059-00-002030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	392,693 sqft (9.01 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R196216
Street Address	19570 FM 16 E
City	WINONA
State	TX
Zip	75792-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A1059 W WILLIAMSTRACT 2C
Legal Subdivision	A1059 W WILLIAMS
Legal Tract	2C
Jurisdiction	SMITH TX
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2028
Census Tract	1501

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19570 FM 16 E, WINONA, TX 75792-6300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Dec 2, 2020	Deed of Trust, Mortgage VERABANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 7, 2017
Transfer Doc	0100005495
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	19570 FM 16 E, WINONA, TX 75792-6300
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041705
Date	Oct 8, 2021
Instrument	202101041705

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	19570 FM 16 E, WINONA, TX 75792-6300
Document Number	0001046694
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19570 FM 16 E WINONA TX 757926300, WINONA, TX 75792-6300

Mortgage

Document Number	0001046694
Date	Dec 10, 2020
Instrument	1046694

Lender

Name	VERABANK NA
Address	HENDERSON, TX 75653-1009

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Gladewater Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,664.00 (+14.99%) Homeowner's exemption	$471,179 (+3.34%) Land $142,269 Building $328,910	$471,179 (+3.34%) Land $142,269 Building $328,910
2025	$4,056.00 (+84.11%) Homeowner's exemption	$455,951 (+18.17%) Land $133,971 Building $321,980	$455,951 (+18.17%) Land $133,971 Building $321,980
2024	$2,203.00 (-35.49%)
2023	$3,415.00 (+973.9%) Homeowner's exemption	$385,852 Land $65,602 Building $320,250	$385,852 Land $65,602 Building $320,250
2018	$318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STARRVILLE FRIENDSHIP WSC serves 2,121 people · EPA ID TX2120012
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 16 E

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