1957 Ridgemore Dr, Houston, TX 77055 Property Records

Harris County property record for 1957 Ridgemore Dr, Houston, TX 77055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,247 sqft · built 2016
Lot Size	0.184 acres (7,995 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Aug 2018)
Tax Bill	$14,272 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076-224-004-0107`

Property Details

APN / Parcel Number

Primary APN	`076-224-004-0107`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,247 sqft Living Area
1st Floor Area	2,054 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,995 sqft (0.184 acres)
View / Lot	Neighborhood
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0762240040107
Street Address	1957 RIDGEMORE DR
City	HOUSTON
State	TX
Zip	77055-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 107 BLK 4 RIDGECREST SEC 1
Legal Subdivision	RIDGECREST SEC 1
Legal Block	4
Legal Lot Number	107
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2002
Census Tract	520604

Owner

1957 Ridgemore Dr is owned and occupied by an individual who acquired it in May 2024.

Source: Harris County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit SHELL FEDERAL CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 6, 2018	Warranty Deed, Transfer REPUBLIC ST MTG
Mar 28, 2017	Warranty Deed, Subdivision Related Transfer BANC OF CA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	2018355836
Last Transfer Date	May 16, 2024
Transfer Doc	0000181893
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Jun 15, 2026
Property Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407
Document Number	0000234629
Instrument Date	Jun 8, 2026
Instrument	2026234629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407

Mortgage

Document Number	0000234629,
Date	Jun 15, 2026
Instrument	2026234629

Lender

Name	SHELL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021100811
Date	Mar 1, 2021
Instrument	2021-100811

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 6, 2018
Property Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407
Document Number	0000355836
Instrument Date	Jul 30, 2018
Instrument	355836
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1957 RIDGEMORE DR HOUSTON TX 770551407, HOUSTON, TX 77055-1407

Mortgage

Document Number	355837
Date	Aug 6, 2018
Instrument	355837

Lender

Name	REPUBLIC ST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 28, 2017
Property Address	1957 RIDGEMORE DR, HOUSTON, TX 77055-1407
Document Number	0000128173
Instrument Date	Mar 24, 2017
Instrument	128173
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1957 RIDGEMORE DR HOUSTON TX 770551407, HOUSTON, TX 77055-1407

Mortgage

Document Number	128174
Date	Mar 28, 2017
Instrument	128174

Lender

Name	BANC OF CA NA
Type	Bank
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1957 Ridgemore Dr was $14,272 with a homeowner's exemption, up 92.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$927,881 (+1.59%) Land $232,425 Building $695,456	$927,881 (+1.59%) Land $232,425 Building $695,456
2025	$14,272.00 (+92.45%) Homeowner's exemption	$913,374 Land $232,425 Building $680,949	$913,374 Land $232,425 Building $680,949
2024	$7,416.00
2023		$831,949 Land $232,425 Building $599,524	$831,949 Land $232,425 Building $599,524
2022	$6,901.00
2020	$6,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1957 Ridgemore Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1957 Ridgemore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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