1957 N 520 W, Orem, UT 84057 Property Records

Utah County property record for 1957 N 520 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,030 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Last Sale	$621,600 (Apr 2021)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-188-0002`

Property Details

APN / Parcel Number

Primary APN	`36-188-0002`
Alternative APN	`044778`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	3,285 sqft
1st Floor Area	1,255 sqft
Basement Area	1,255 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	044778
Street Address	1957 N 520 W
City	OREM
State	UT
Zip	84057-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT A, CONDER EST SUB.
Legal Subdivision	CONDER EST SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2002
Census Tract	708

Owner

1957 N 520 W is owner-occupied and held in a trust since April 2021.

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1957 N 520 W, OREM, UT 84057-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERICA FIRST FCU
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS
Apr 5, 2021	Warranty Deed, Transfer LEADERONE FIN'L
Apr 2, 2020	Deed of Trust, Mortgage RANLIFE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	202163809
Prior Transfer Date	Jan 29, 1999
Prior Transfer Doc	0000013898
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jul 13, 2026
Property Address	1957 N 520 W, OREM, UT 84057-2013
Document Number	0000057791
Instrument Date	Jul 11, 2026
Instrument	202657791
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1957 N 520 W, OREM, UT 84057-2013

Mortgage

Document Number	0000057791,
Date	Jul 13, 2026
Instrument	202657791

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1957 N 520 W, OREM, UT 84057-2013
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 N 520 W, OREM, UT 84057-2013

Mortgage

Document Number	0000091808
Date	Nov 24, 2025
Instrument	91808:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 30, 2030

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1957 N 520 W, OREM, UT 84057-2013
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	TITLE GUARANTEE STLMT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036557
Date	Feb 26, 2021
Instrument	36557:2021

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 5, 2021
Property Address	1957 N 520 W, OREM, UT 84057-2013
Document Number	0000003809
Instrument Date	Apr 2, 2021
Instrument	3809
Transaction Type	Transfer
Record Updated	Apr 27, 2021
Title Company	MASTERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1957 N 520 W OREM UT 840572013, OREM, UT 84057-2013

Mortgage

Document Number	63848
Date	Apr 5, 2021
Instrument	63848

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1957 N 520 W, OREM, UT 84057-2013
Document Number	0000045326
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1957 N 520 W OREM UT 840572013, OREM, UT 84057-2013

Mortgage

Document Number	0000045326
Date	Apr 8, 2020
Instrument	45326

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1957 N 520 W was $2,788, up 5% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,395 (+0.39%)	$638,900 (+0.39%) Land $272,300 Building $366,600
2025	$2,788.00 (+4.97%)	$350,020	$636,400 Land $272,300 Building $364,100
2024	$2,656.00 (+7.62%)
2023	$2,468.00 (+2.36%)	$324,445	$589,900 Land $259,200 Building $330,700
2022	$2,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1957 N 520 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1957 N 520 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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