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1957 Mount Pleasant Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1957 Mount Pleasant Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2004
Square Footage2,844 sqft Adjusted Area
Lot Size39,703 sqft (0.911 acres)
OccupancyOwner Occupied
Tax Bill$2,609.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-24-0-00031-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area2,844 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area39,703 sqft (0.911 acres)
Depth X Width348 ft x 115 ft Depth x Width
Patio Area256 sqft Patio

Location & Zoning

Street Address1957 MOUNT PLEASANT RD
CityHERNANDO
StateMS
Zip38632-1604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMT PLEASANT HEIGHTS SEC G LOT 31
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionMT PLEASANT HEIGHTS
Legal Lot Number31
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2006
Census Tract71121

Owner

Source: DeSoto County records · APN 3-07-3-07-24-0-00031-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2019
Deed SaleAug 29, 2019
Prior SaleJul 19, 2013
Deed Doc Number0000897775
Deed Book / Page0897 / 775
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604

Mortgage

Document Number5660/61290
DateJul 11, 2023
Book Page5660/61290
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604

Mortgage

Document Number005204/392
DateApr 05, 2021
Book Page5204/392
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 29, 2019
Property Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604
Document Number000897/775
Book / Page0897 / 775
Map ReferenceMB 86 PG 26
Instrument DateAug 28, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyREALITY TITLE, REALTY TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address402 TCHULAHOMA RD, 402, HERNANDO, MS 38632-9165

Transferred To (Grantee/Buyer)

NameVerified Name
Address1957 MOUNT PLEASANT RD, HERNANDO, MS 38632-1604

Mortgage

Document Number0004788070
DateAug 29, 2019
Instrument4788/070
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,609.00 (+18.64%)$24,974 (+38.6%) Land $2,500 Building $22,474$249,738 (+38.6%) Land $25,000 Building $224,738
2023$2,199.00$18,019$180,186 Land $25,000 Building $155,186

Flood & Wildfire

1957 Mount Pleasant Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 21st in Mississippi
Wildfire LikelihoodLow — about 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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