Island County property record for 1957 Even Down Way, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1984 |
| Lot Size | 0.318 acres (13,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,000 (Jun 2008) |
| Tax Bill | $4,395 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S6588-02-00007-0 |
| Primary APN | S6588-02-00007-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,018 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 13,861 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 191 sqft |
| Heating Fuel | Electric |
|---|
| Street Address | 1957 EVEN DOWN WAY |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | EVEN DOWN #2 LOT 7 |
| Legal Subdivision | EVEN DOWN #2 |
| Legal Lot Number | 7 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970500 |
1957 Even Down Way is owned and occupied by two individuals who bought it in June 2008.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1957 EVEN DOWN WAY, OAK HARBOR, WA 98277-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2008 · Amount on File |
| Deed Sale | Jun 6, 2008 · Amount on File |
| Prior Sale | Sep 7, 2004 · Amount on File |
| Deed Document Number | 20084230238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1957 EVEN DOWN WAY, OAK HARBOR, WA 98277-8804 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0004530823 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 4530823 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 1957 Even Down Way was $4,395.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,395.00 | ||
| 2025 | $570,214 Land $230,000 Building $340,214 | $570,214 Land $230,000 Building $340,214 | |
| 2023 | $3,502.00 | $503,867 (+6.76%) Land $180,000 Building $323,867 | $503,867 (+6.76%) Land $180,000 Building $323,867 |
| 2022 | $471,962 Land $175,000 Building $296,962 | $471,962 Land $175,000 Building $296,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1957 Even Down Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1957 Even Down Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHIDBEY WEST WATER ASSOC. private · serves 415 people · EPA ID WA5336314 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband.
5G and 4G LTE (outdoors only)
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