1957 E Spring Creek Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1957 E Spring Creek Rd, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,503 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0435-013-00002`

Property Details

APN / Parcel Number

Primary APN	`0435-013-00002`
Alternative APN	`108880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,503 sqft Living Area
Gross Area	4,820 sqft
1st Floor Area	1,667 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	448 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0435-013-00002
Street Address	1957 E SPRING CREEK RD
City	GAINESVILLE
State	TX
Zip	76240-1471
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HAM CK 0435 ACRES 2.0
Legal Subdivision	HAM CK
Jurisdiction	COOKE TX
Township / Civil Division	VALLEY VIEW
Census Block Group	1
Census Block	1042
Census Tract	900

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ASPIRE FINANCIAL INC
Jul 16, 2008	Deed of Trust, Mortgage PENTAGON FCU
Jun 13, 2012	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 9, 2014	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE FINANCIAL INC
Feb 19, 2026	Intrafamily Transfer, Transfer HOWETH TITLE COMPANY
Feb 19, 2026	Intrafamily Transfer, Transfer HOWETH TITLE COMPANY
Dec 16, 2025	Special Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2025
Deed Sale	Dec 16, 2025
Deed Document Number	20259145
Deed Book / Page	2753 / 308
Last Transfer Date	Feb 18, 2026
Transfer Doc	002766/113
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FONTIER TITLE COMPANY WH LLC, FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002384/510
Date	Dec 21, 2020
Book Page	2384/510
Instrument	2020-10328

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002288/247
Date	Oct 3, 2019
Book Page	2288/247
Instrument	2019-95794

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001586/713
Date	Jul 16, 2008
Book Page	1586/713
Instrument	2008-00016685

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	00000

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2018

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001809/050
Date	Jun 13, 2012
Book Page	1809/050
Instrument	00029106

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 16, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01980/0495
Date	Dec 9, 2014
Book Page	1980/0495
Instrument	00053631

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2025

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Feb 19, 2026
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Document Number	002766/118
Book / Page	2766 / 118
Map Reference	VOL 1103 PG 641
Instrument Date	Feb 18, 2026
Instrument	2026-1204
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Feb 19, 2026
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Document Number	002766/113
Book / Page	2766 / 113
Map Reference	VOL 1070 PG 800
Instrument Date	Feb 18, 2026
Instrument	2026-1203
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 16, 2025
Property Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471
Document Number	002753/308
Book / Page	2753 / 308
Map Reference	VOL 2110 PG 110
Instrument Date	Dec 11, 2025
Instrument	2025-9145
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7302 BELT LINE RD #1203512035, 1203512035, ADDISON, TX 75001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 E SPRING CREEK RD, GAINESVILLE, TX 76240-1471

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+11.75%) Homeowner's exemption	$364,431 (+17.94%)	$425,633 (+16.28%) Land $111,000 Building $314,633
2024	$3,701.00 (-4.14%)
2023		$308,993	$366,030 Land $104,000 Building $262,030
2022	$3,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
Element8 Technology Investment Group Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20
JAB Wireless Fixed Wireless	50 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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