1957 Cedar River Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1957 Cedar River Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,009 sqft · built 1995
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$271,000 (May 2019)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-002-47`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-002-47`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Heated Area
Gross Area	2,640 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Area	361 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	720 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	190 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1957 CEDAR RIVER CT
City	FLEMING ISLAND
State	FL
Zip	32003-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 47 RIVERBEND AS REC O R 4193 PG 921
Legal Range	26
Legal Township	05
Legal Section	06
Legal Subdivision	RIVERBEND
Legal Lot Number	47
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1957 CEDAR RIVER CT, FLEMING ISLAND, FL 32003-7939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	2019025799
Deed Book / Page	4193 / 0921
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1957 CEDAR RIVER CT, FLEMING ISLAND, FL 32003-7939
Document Number	0042380133
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1957 CEDAR RIVER CT FLEMING ISLAND FL 320037939, FLEMING ISLAND, FL 32003-7939

Mortgage

Document Number	0042380133
Date	Oct 3, 2019
Book Page	004238/000133
Instrument	53060

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 21, 2019
Property Address	1957 CEDAR RIVER CT, FLEMING ISLAND, FL 32003-7939
Document Number	0041930921
Book / Page	4193 / 0921
Map Reference	MB 24 PG 36-40
Instrument Date	May 21, 2019
Instrument	2019025799
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	GLOBAL TTL PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8002, FLEMING ISLAND, FL 32006-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 CEDAR RIVER CT, FLEMING ISLAND, FL 32003-7939

Mortgage

Document Number	0004193923
Date	May 21, 2019
Instrument	4193/923

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (-4.39%) Homeowner's exemption	$224,189 (+5.99%)	$396,581 (+1.82%) Land $50,000 Building $346,581
2023	$2,936.00 (+7.35%) Homeowner's exemption	$211,526 (+3%)	$389,485 (+17.6%) Land $50,000 Building $339,485
2022	$2,735.00 Homeowner's exemption	$205,366	$331,190 Land $50,000 Building $281,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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