1957 Breakers Dr, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 1957 Breakers Dr, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 2012
Lot Size	0.298 acres (12,985 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,433 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-00092-20-00011`

Property Details

APN / Parcel Number

Primary APN	`01-00092-20-00011`
Alternative APN	`0100092002000011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	3,547 sqft
Basement Area	1,213 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,985 sqft (0.298 acres)
Lot Dimensions	168 ft deep x 91 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1957 BREAKERS DR
City	BARNEGAT
State	NJ
Zip	08005-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	12987 SF
Legal Subdivision	OCEAN ACRES SEC 26
Legal Block	92.20
Legal Lot Number	11
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	2
Census Block	2077
Census Tract	734004

Owner

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0195561397
Date	Dec 8, 2023
Book Page	19556/1397
Instrument	2023091826

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191940832
Date	Oct 13, 2022
Book Page	19194/832
Instrument	2022109019

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0185320173
Date	Jun 15, 2021
Book Page	18532/173
Instrument	2021089791

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Jan 1, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1957 BREAKERS DR, BARNEGAT, NJ 08005-2647
Document Number	0170131437
Book / Page	017013 / 001437
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 BREAKERS DR BARNEGAT NJ 080052647, BARNEGAT, NJ 08005-2647

Mortgage

Document Number	0170131437
Date	Jan 31, 2018
Book Page	017013/001437
Instrument	10491

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,400 (-) Land $87,300 Building $251,100	$338,400 (-) Land $87,300 Building $251,100
2025	$10,433.00 (+3.56%)	$338,400 (-) Land $87,300 Building $251,100	$338,400 (-) Land $87,300 Building $251,100
2024	$10,074.00 (+5.69%)
2023		$338,400 Land $87,300 Building $251,100	$338,400 Land $87,300 Building $251,100
2022	$9,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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