1957 Adams Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1957 Adams Rd, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,824 sqft · built 1941
Lot Size1.27 acres (55,583 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Mar 2000)
Tax Bill$3,814 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN593-0003-0165-00

Property Details

APN / Parcel Number

Primary APN593-0003-0165-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area932 sqft
2nd Floor Area892 sqft
Basement Area892 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area55,583 sqft (1.27 acres)
Lot Dimensions761 ft deep x 78 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area252 sqft
Patio Area361 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1957 ADAMS RD
CityCINCINNATI
StateOH
Zip45231-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADAMS 78 X 761.32 S S ADAMS 197.81 FT W OF SEC L
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group2
Census Block2001
Census Tract21701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1957 ADAMS RD, CINCINNATI, OH 45231-3138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 7, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2000 · Amount on Record
Deed SaleMar 20, 2000 · Amount on Record
Prior SaleApr 25, 2006
Deed Document Number0082232018
Deed Book / Page59300
Last Transfer DateJan 7, 2019
Transfer Doc0000001546
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1957 ADAMS RD, CINCINNATI, OH 45231-3138
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015097
DateFeb 3, 2021
Book Page14347/2942
Instrument2021-0015097
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJan 7, 2019
Property Address1957 ADAMS RD, CINCINNATI, OH 45231-3138
Document Number0000001546
Book / Page13828 / 01336
Instrument DateDec 31, 2018
Instrument2019-0001546
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1957 ADAMS RD, CINCINNATI, OH 45231-3138

Mortgage

Document Number0000001547
DateJan 7, 2019
Instrument2019-0001547
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,814.00 (+0.29%)$72,636 (-) Land $19,142 Building $53,494
2024$3,803.00 (-0.65%)$72,636 (-) Land $19,142 Building $53,494
2023$3,828.00 (+14.54%)$72,636 (+60.13%) Land $19,142 Building $53,494$207,530 (+60.13%) Land $54,690 Building $152,840
2022$3,342.00 Homeowner's exemption$45,361 Land $18,813 Building $26,548
2020$129,600 Land $53,750 Building $75,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Adams Rd

Nearby Streets

Search Property Records by Address or Parcel Number