1956 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1956 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,494 sqft · built 2005
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Jun 2021)
Tax Bill	$6,560 (2025)
Deeds & Mortgages	Jun 2021 Sale & Construction Loan Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-083`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-083`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,494 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1956 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 26 - BEG 125.39'SE NE COR, SE28.4' SW94.05' NW28.4' NE93.81' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	26
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1956 Waters Edge Dr is owned and occupied by an individual who bought it in June 2021.

Source: Grundy County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1956 WATERS EDGE DR, MINOOKA, IL 60447-8268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST CENTENNIAL MTG CO LTD
Apr 6, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Dec 27, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	2021604405
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000589632
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 15, 2021
Property Address	1956 WATERS EDGE DR, MINOOKA, IL 60447-8268
Document Number	0000604405
Instrument Date	May 27, 2021
Instrument	604405
Transaction Type	Construction Loan
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 WATERS EDGE DR, MINOOKA, IL 60447-8268

Mortgage

Document Number	0000604406
Date	Jun 15, 2021
Instrument	604406

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 6, 2020
Property Address	1956 WATERS EDGE DR, MINOOKA, IL 60447-8268
Document Number	0000591539
Instrument Date	Apr 2, 2020
Instrument	591539
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1956 WATERS EDGE DR MINOOKA IL 604478268, MINOOKA, IL 60447-8268

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRUNDY IL
Recording Date	Dec 27, 2019
Property Address	1956 WATERS EDGE DR, MINOOKA, IL 60447-8268
Document Number	0000589632
Instrument Date	Dec 10, 2019
Instrument	589632
Transaction Type	Foreclosure
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$116.16
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15815 OBRIEN RD MINOOKA IL 604479644, MINOOKA, IL 60447-9644

Tax Assessment & Valuation

The 2025 property tax bill for 1956 Waters Edge Dr was $6,560 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,560.00	$81,785 Land $17,276 Building $64,509	$245,355 Land $51,828 Building $193,527
2022	$4,790.00 Homeowner's exemption	$65,718 Land $13,882 Building $51,836	$197,154 Land $41,646 Building $155,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1956 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1956 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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