San Diego County property record for 1956 N Iris Ln, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,986 sqft · built 2005 |
| Lot Size | 2.21 acres (96,703 sqft) |
| Owner | Company Name on File |
| Last Sale | $62,000 (Nov 1995) |
| Tax Bill | $4,758 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 226-190-12-00 |
| Primary APN | 226-190-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,986 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 96,703 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1956 N IRIS LN |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | BLK 421 POR TR 000723 |
| Legal Subdivision | RANCHO RINCON DEL DIABLO |
| Legal Tract | 000723 |
| Legal Block | 421 |
| Legal Lot Number | 421 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20105 |
Source: San Diego County records · APN 226-190-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2283, RAMONA, CA 92065-0939 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Oct 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Nov 06, 2020 | Deed of Trust, Mortgage FREMONT BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Apr 03, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 1995 · Amount on Record |
| Deed Sale | Nov 06, 1995 · Amount on Record |
| Prior Sale | Oct 28, 1992 · Amount on Record |
| Deed Document Number | 1995504223 |
| Last Transfer Date | Oct 17, 2003 |
| Transfer Doc | 0001276154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | MEMBERS TITLE OF CA |
| Name | Verified Name |
|---|---|
| Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000406207 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022-0406207 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000473433 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-0473433 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000372374 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018-0372374 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 05, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000693196 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 2020-0693196 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000309882 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-0309882 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 03, 2018 |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000131498 |
| Instrument Date | Apr 03, 2018 |
| Instrument | 131498 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2283 RAMONA CA 920650939, RAMONA, CA 92065-0939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1956 N IRIS LN, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000206186 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1956 N IRIS LN ESCONDIDO CA 920261318, ESCONDIDO, CA 92026-1318 |
| Document Number | 0000206186 |
|---|---|
| Date | May 09, 2017 |
| Instrument | 206186 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 08, 2032 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $420,125 (+2%) Land $101,652 Building $318,473 | |
| 2025 | $4,758.00 (+4.43%) | $411,888 (+4.04%) Land $99,659 Building $312,229 |
| 2023 | $4,556.00 (+1.06%) | $395,895 Land $95,790 Building $300,105 |
| 2022 | $4,508.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2022–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 590 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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