1956 E Bell Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1956 E Bell Ave, Des Moines, IA 50320

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,172 sqft · built 1981
Lot Size	0.171 acres (7,459 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Jul 2019)
Tax Bill	$2,294 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-14-401-123`

Property Details

APN / Parcel Number

Primary APN	`7824-14-401-123`
Alternative APN	`010/03972-640-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,172 sqft Total Area
1st Floor Area	572 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,459 sqft (0.171 acres)
Lot Dimensions	151 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	520 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1956 E BELL AVE
City	DES MOINES
State	IA
Zip	50320-1275
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	-EX W 42F- LOT 40 PARK FOREST PLAT 3
Legal Range	24W
Legal Township	78N
Legal Section	14
Legal Subdivision	PARK FOREST PLAT 3
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2000
Census Tract	3901

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 SW 9TH ST, DES MOINES, IA 50315-4502
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage FIRST SEC BK & TR CO
Jul 25, 2019	Warranty Deed, Transfer · Line of Credit RACCOON VALLEY BANK
Aug 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage EQUITY TR CO
Jun 10, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Feb 27, 2007 · Amount on Record
Deed Document Number	2019-00007860
Deed Book / Page	17421 / 0558
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1956 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000031889
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4407 SW 9TH ST DES MOINES IA 503153909, DES MOINES, IA 50315-3909

Mortgage

Document Number	0000031889
Date	Oct 8, 2019
Book Page	017532/000988
Instrument	31889

Lender

Name	FIRST SEC BK & TR CO
Address	CHARLES CITY, IA 50616

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 25, 2019
Property Address	1956 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000007860
Book / Page	17421 / 0558
Instrument Date	Jul 24, 2019
Instrument	2019-00007860
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 SW 9TH ST, DES MOINES, IA 50315-3909

Mortgage

Document Number	0000007862
Date	Jul 25, 2019
Instrument	2019-00007862

Lender

Name	RACCOON VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2020

Interest

Rate Type	Adjustable Rate

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Aug 6, 2019
Property Address	1956 E BELL AVE, DES MOINES, IA 50320-1275
Book / Page	017437 / 000515
Instrument Date	Jul 16, 2019
Instrument	11167
Transaction Type	Construction Loan
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4407 SW 9TH ST DES MOINES IA 503153909, DES MOINES, IA 50315-3909

Mortgage

Document Number	0000011167
Date	Aug 6, 2019
Book Page	017437/000515
Instrument	11167

Lender

Name	EQUITY TR CO
Address	DES MOINES, IA 50314

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2020

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 10, 2019
Property Address	1956 E BELL AVE, DES MOINES, IA 50320-1275
Document Number	0000088344
Book / Page	017360 / 000251
Instrument Date	Jun 7, 2019
Instrument	88344
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31045 DES MOINES IA 503109406, DES MOINES, IA 50310-9406

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,300 (+21%) Land $23,300 Building $115,000	$138,300 (+21%) Land $23,300 Building $115,000
2024	$2,294.00 (+15.51%)
2023		$114,300 Land $19,200 Building $95,100	$114,300 Land $19,200 Building $95,100
2020	$1,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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