Effingham County property record for 19559 N 1400th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3,046 sqft · built 2013 |
| Lot Size | 5.74 acres (250,034 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,500 (Nov 2012) |
| Tax Bill | $9,797 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-029-059 |
| Primary APN | 03-27-029-059 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 3,046 sqft Base Area |
| 1st Floor Area | 3,046 sqft |
| Basement Area | 3,046 sqft |
| Unfinished Basement | 3,046 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 250,034 sqft (5.74 acres) |
| Garage Area | 1,569 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pole Barn | 4,520 sqft |
| Street Address | 19559 N 1400TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 500FT OF S 500FT SE NE 2899/74 & 72 1812/176 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950100 |
Source: Effingham County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19559 N 1400TH ST, EFFINGHAM, IL 62401-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2012 · Amount on Record |
| Deed Sale | Nov 28, 2012 · Amount on Record |
| Deed Document Number | 20121206691 |
| Deed Book / Page | 2899 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19559 N 1400TH ST, EFFINGHAM, IL 62401-6824 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE, ACT |
| Name | Verified Name |
|---|
| Document Number | 3674/19 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3674/19 |
| Instrument | 202121001660 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19559 N 1400TH ST, EFFINGHAM, IL 62401-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3490/049 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 3490/049 |
| Instrument | 201901903281 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 18, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19559 N 1400TH ST, EFFINGHAM, IL 62401-6824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 3628/206 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 3628/206 |
| Instrument | 202020006171 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19559 N 1400TH ST, EFFINGHAM, IL 62401-6824 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 3628/197 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 3628/197 |
| Instrument | 202020006169 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 18, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,797.00 (+66.76%) | $205,850 (+31.9%) Land $9,210 Building $196,640 | $617,550 (+31.9%) Land $27,630 Building $589,920 |
| 2022 | $5,875.00 Homeowner's exemption Additional exemption filed | $156,070 Land $6,980 Building $149,090 | $468,210 Land $20,940 Building $447,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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