19554 Lakeshore Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 19554 Lakeshore Dr, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details1 ba · 998 sqft · built 1920
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$1,907 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN013-220-039-00

Property Details

APN / Parcel Number

Primary APN013-220-039-00

Interior

Full Baths1 Bath
Building Area998 sqft Building Perimeter
1st Floor Area998 sqft
Basement Area998 sqft
Unfinished Basement998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions124 ft deep x 35 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address19554 LAKESHORE DR
CityTHREE RIVERS
StateMI
Zip49093-8009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 SEEKELS UNREC PLAT DESD AS COM AT 1/4 COR S SIDE SEC 34 T5S R11W TH N 2228 FT TH N 10 DEG E 33 FT TH S 80 DEG E 348.3
Legal Range11W
Legal Township05S
Legal Section34
Legal SubdivisionSEEKELS
Legal Lot Number43
JurisdictionST JOSEPH MI
Township / Civil DivisionPARK
Census Block Group4
Census Block4011
Census Tract40900

Owner

19554 Lakeshore Dr is owned and occupied by an individual who acquired it in June 1997.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address19554 LAKESHORE DR, THREE RIVERS, MI 49093-8009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 1997
Deed SaleJun 11, 1997
Deed Book / Page795 / 517
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address19554 LAKESHORE DR, THREE RIVERS, MI 49093-8009
Transaction TypeMortgage
Record UpdatedJul 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1861/0941
DateMar 15, 2017
Book Page1861/0941
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressTHREE RIVERS, MI 49093
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueApr 1, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 19554 Lakeshore Dr was $1,907 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionPark Township
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,700 Land $26,000 Building $107,700$267,400 Land $52,000 Building $215,400
2025$1,907.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19554 Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19554 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Lakeshore Dr

Nearby Streets

Search Property Records by Address or Parcel Number