Oakland County property record for 1955 Stoney Cv, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,433 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,900 (Oct 2010) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-426-016 |
| Primary APN | 88-20-11-426-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Basement Area | 1,041 sqft |
| Unfinished Basement | 1,353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 91 ft wide |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 129 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1955 STONEY CV |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 11 LAURELWOOD SUB LOT 145 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 11 |
| Legal Subdivision | LAURELWOOD SUB |
| Legal Lot Number | 145 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 196100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · SBA Mortgage FIRST INTERNET BANK OF INDIANA |
| Feb 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2010 · Amount on Record |
| Deed Sale | Oct 7, 2010 · Amount on Record |
| Prior Sale | Jan 19, 2010 · Amount on Record |
| Deed Document Number | 2010179173 |
| Deed Book / Page | 42438 / 574 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000052576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Document Number | 0000127507 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 59021/131 |
| Instrument | 127507 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46038 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 26, 2021 |
| Property Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Document Number | 0000052576 |
| Book / Page | 55788 / 177 |
| Map Reference | LB 148 PG 18-20 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 52576 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1955 STONEY CV, 1955, TROY, MI 48085-3487 |
| Name | Verified Name |
|---|---|
| Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Document Number | 0055788178 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 55788/178 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1955 STONEY CV, TROY, MI 48085-3487 |
| Document Number | 0000045544 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1955 STONEY CV TROY MI 480853487, TROY, MI 48085-3487 |
| Document Number | 0000045544 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 051663/000484 |
| Instrument | 45544 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,545.00 (-3.85%) | ||
| 2023 | $333,220 | ||
| 2022 | $3,687.00 | $166,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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