1955 Saint Johns Xing, Arnold, MO 63010 Property Records

Jefferson County property record for 1955 Saint Johns Xing, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,430 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2021)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-4-001-007.23`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-4-001-007.23`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	1,620 sqft
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	714 sqft
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1955 SAINT JOHNS XING
City	ARNOLD
State	MO
Zip	63010-3971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ST JOHNS CROSSING 2 LOT 62
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ST JOHNS CROSSING 2
Legal Block	1
Legal Lot Number	62
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700122

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 12, 2020	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
Oct 3, 2019	Quit Claim Deed, Mortgage GERSHMAN MTG
Jun 28, 2018	Warranty Deed, Transfer GERSHMAN MTG
Aug 17, 2017	Quit Claim Deed, Transfer TRI-COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	202116510
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0000025483
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971

Mortgage

Document Number	0000003973
Date	Feb 17, 2026
Instrument	2026R-003973

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 14, 2021
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Document Number	2021R016510
Map Reference	MB 104 PG 19
Instrument Date	Dec 23, 2020
Instrument	2021R-016510
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971

Mortgage

Document Number	2021R016511
Date	Apr 14, 2021
Instrument	2021R-016511

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Document Number	0000028959
Instrument Date	Jul 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 FAWN HOLLOW DR HOUSE SPRINGS MO 630514307, HOUSE SPRINGS, MO 63051-4307

Mortgage

Document Number	0000028959
Date	Aug 10, 2020
Instrument	28959

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Aug 9, 2047

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 3, 2019
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Document Number	0000030590
Instrument Date	Sep 24, 2019
Instrument	30590
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1955 SAINT JOHNS XING ARNOLD MO 630103971, ARNOLD, MO 63010-3971

Mortgage

Document Number	30591
Date	Oct 3, 2019
Instrument	30591

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 28, 2018
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Document Number	0000019399
Instrument Date	Jun 25, 2018
Instrument	19399
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 SAINT JOHNS XING ARNOLD MO 630103971, ARNOLD, MO 63010-3971

Mortgage

Document Number	19400
Date	Jun 28, 2018
Instrument	19400

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2017
Property Address	1955 SAINT JOHNS XING, ARNOLD, MO 63010-3971
Document Number	0000025483
Instrument Date	Aug 17, 2017
Instrument	25483
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	TRI-COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3260 LUPINE DR ARNOLD MO 630105806, ARNOLD, MO 63010-5806

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,000 (-) Land $4,800 Building $32,200	$194,800 (-) Land $25,300 Building $169,500
2025	$2,507.00 (+9.96%)	$37,000 (+13.5%) Land $4,800 Building $32,200	$194,800 (-) Land $25,300 Building $169,500
2024	$2,280.00 (+0.62%)		$194,800 (+13.39%) Land $25,300 Building $169,500
2023	$2,266.00 (-2.45%)	$32,600 (-) Land $4,800 Building $27,800	$171,800 (-) Land $25,300 Building $146,500
2022	$2,323.00	$32,600 Land $4,800 Building $27,800
2021			$171,800 Land $25,300 Building $146,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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