Santa Clara County property record for 1955 Morgan Ave, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,195 sqft · built 1978 |
| Lot Size | 0.949 acres (41,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,900,000 (Nov 2023) |
| Tax Bill | $22,061 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 728-09-004 |
| Primary APN | 728-09-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,195 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,035 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 41,325 sqft (0.949 acres) |
| Lot Dimensions | 285 ft deep x 145 ft wide |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 1955 MORGAN AVE |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-3389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 5929 DUNNE HILL ESTATES BOOK 392 PAGE 20 PAGE 21 LOT 14 |
| Legal Subdivision | DUNNE HILL ESTATES |
| Legal Tract | 5929 |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 512308 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1900 RIVERSIDE RD, WATSONVILLE, CA 95076-9424 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BRIDGELOCK CAPITAL |
| Nov 6, 2023 | Grant Deed, Transfer · Conventional Mortgage BRIDGELOCK CAPITAL |
| Oct 4, 2022 | Intrafamily Transfer, Transfer |
| Oct 4, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 1, 2018 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Oct 11, 2018 | Intrafamily Transfer, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on Record |
| Deed Sale | Nov 6, 2023 · Amount on Record |
| Prior Sale | Apr 28, 1999 · Amount on Record |
| Deed Document Number | 202325555123 |
| Prior Transfer Date | Sep 27, 2022 |
| Prior Transfer Doc | 0025381119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0025882664 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 25882664 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1900 RIVERSIDE RD, WATSONVILLE, CA 95076-9424 |
| Document Number | 0025574185 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 25574185 |
| Name | BRIDGELOCK CAPITAL |
|---|---|
| Type | Funding / Finance Company |
| Address | WOODLAND HILLS, CA 91367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 6, 2023 |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0025555123 |
| Map Reference | MB 392 PG 20&21 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 25555123 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1900 RIVERSIDE RD, WATSONVILLE, CA 95076-9424 |
| Document Number | 0025555124 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 25555124 |
| Name | BRIDGELOCK CAPITAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 4, 2022 |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0025381120 |
| Map Reference | MB 392 PG 20&21 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 25381120 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 4, 2022 |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0025381119 |
| Map Reference | MB 392 PG 20&21 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 25381119 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0023860351 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 23860351 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 11, 2018 |
| Property Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0024040635 |
| Map Reference | MB392 PG20&21 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 24040635 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1955 MORGAN AVE, MORGAN HILL, CA 95037-3389 |
| Document Number | 0024040636 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 24040636 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Number | 0024040637 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 24040637 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,976,760 (+2%) Land $1,607,418 Building $369,342 | |
| 2025 | $22,061.00 (+99.52%) | $1,938,000 (+102.54%) Land $1,575,900 Building $362,100 |
| 2023 | $11,057.00 (+2.46%) | $956,832 Land $376,701 Building $580,131 |
| 2022 | $10,792.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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