Montgomery County property record for 1955 Malcom Dr, Dayton, OH 45420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.138 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2010) |
| Tax Bill | $2,852 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-01004-0027 |
| Primary APN | N64-01004-0027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,033 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.138 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 49 sqft |
| Canopy | 49 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1955 MALCOM DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45420-3625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 223 DAYTON MUTUAL HOMES INC |
| Legal Subdivision | DAYTON MUTUAL HOMES INC |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21301 |
Source: Montgomery County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1955 MALCOM DR, DAYTON, OH 45420-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| May 19, 2022 | Deed of Trust, Mortgage RIVER VALLEY CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2010 · Amount on Record |
| Deed Sale | Jun 18, 2010 · Amount on Record |
| Prior Sale | Dec 11, 2006 · Amount on Record |
| Deed Document Number | 201035799 |
| Prior Transfer Date | Apr 29, 1998 |
| Prior Transfer Doc | 9802000011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 17, 2026 |
| Property Address | 1955 MALCOM DR, DAYTON, OH 45420-3625 |
| Document Number | 0000048698 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202648698 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1955 MALCOM DR, DAYTON, OH 45420-3625 |
| Document Number | 0000048698, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202648698 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 15, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1955 MALCOM DR, DAYTON, OH 45420-3625 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032799 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022-00032799 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,852.00 | $44,240 (-) Land $11,010 Building $33,230 | $126,390 (-) Land $31,460 Building $94,930 |
| 2024 | $2,852.00 (+2.7%) | ||
| 2023 | $2,777.00 (+13.02%) | $44,240 (+43.26%) Land $11,010 Building $33,230 | $126,390 (+43.23%) Land $31,460 Building $94,930 |
| 2022 | $2,457.00 | $30,880 Land $7,700 Building $23,180 | |
| 2020 | $88,240 Land $22,000 Building $66,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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