1955 Ivy Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1955 Ivy Rd, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,683 sqft · built 2000
Lot Size0.276 acres (12,020 sqft)
OwnerTrust Name on File
Last Sale$630,000 (Jun 2008)
Tax Bill$9,220 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN154-241-08-00

Property Details

APN / Parcel Number

Primary APN154-241-08-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,683 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area12,020 sqft (0.276 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1955 IVY RD
CityOCEANSIDE
StateCA
Zip92054-5664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 34 TR 013894
Legal SubdivisionBUENA VISTA HEIGHTS
Legal Tract013894
Legal Block3
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18504

Owner

1955 Ivy Rd is owner-occupied and held in a trust since June 2012.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 180, CARLSBAD, CA 92018-0180
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2008 · Amount on File
Deed SaleJun 3, 2008 · Amount on File
Prior SaleJun 8, 2001 · Amount on File
Deed Document Number2008299162
Last Transfer DateJun 8, 2012
Transfer Doc0000338970
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1955 IVY RD, OCEANSIDE, CA 92054-5664
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250436
DateMay 18, 2020
Instrument2020-0250436
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1955 IVY RD, OCEANSIDE, CA 92054-5664
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 180, CARLSBAD, CA 92018-0180

Mortgage

Document Number0000190967
DateMar 11, 2021
Instrument2021-0190967
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1955 Ivy Rd was $9,220 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$844,031 (+2%) Land $442,111 Building $401,920
2025$9,220.00 Homeowner's exemption$827,483 Land $433,443 Building $394,040
2023$8,764.00 (+1.55%) Homeowner's exemption$795,353 Land $416,613 Building $378,740
2022$8,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1955 Ivy Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1955 Ivy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Ivy Rd

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