St. Louis County property record for 1955 Hartley Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,825 sqft · built 1957 |
| Lot Size | 0.305 acres (13,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Oct 2018) |
| Tax Bill | $7,472 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3420-01130 |
| Primary APN | 010-3420-01130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Gross Area |
| 1st Floor Area | 1,825 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,289 sqft (0.305 acres) |
| Garage Area | 448 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 14 sqft |
| Deck Area | 130 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1059736 |
|---|---|
| Street Address | 1955 HARTLEY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 & 18 EX N 17 FT SERIAL # |
| Legal Subdivision | NASHVILLE DIV OF DULUTH |
| Legal Block | 8 |
| Legal Lot Number | 17-18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500 |
1955 Hartley Rd is owned and occupied by an individual who bought it in October 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1955 HARTLEY RD, DULUTH, MN 55803-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Prior Sale | Sep 9, 2016 · Amount on File |
| Deed Document Number | 20181003743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1955 HARTLEY RD, DULUTH, MN 55803-2432 |
| Document Number | 00T1016493 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1955 HARTLEY RD DULUTH MN 558032432, DULUTH, MN 55803-2432 |
| Document Number | 00T1016493 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | T1016493 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 1955 HARTLEY RD, DULUTH, MN 55803-2432 |
| Document Number | 00T1003743 |
| Instrument Date | Oct 10, 2018 |
| Instrument | T1003743 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1955 HARTLEY RD DULUTH MN 558032432, DULUTH, MN 55803-2432 |
| Document Number | A1003744 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | A1003744 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2048 |
The 2026 property tax bill for 1955 Hartley Rd was $7,472 with a homeowner's exemption, up 8.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,472.00 (+8.79%) Homeowner's exemption | ||
| 2025 | $6,868.00 (-5.56%) Homeowner's exemption | $548,400 (+9.18%) Land $41,800 Building $506,600 | $548,400 (+9.18%) Land $41,800 Building $506,600 |
| 2024 | $7,272.00 | $502,300 Land $67,000 Building $435,300 | $502,300 Land $67,000 Building $435,300 |
| 2022 | $475,400 Land $62,800 Building $412,600 | $475,400 Land $62,800 Building $412,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1955 Hartley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1955 Hartley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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