1955 Ginger Cmn, Livermore, CA 94551 Property Records

Alameda County property record for 1955 Ginger Cmn, Livermore, CA 94551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,916 sqft · built 1999
Lot Size	0.081 acres (3,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Apr 2020)
Tax Bill	$11,444 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99B-8115-28`

Property Details

APN / Parcel Number

Primary APN	`99B-8115-28`
Alternative APN	`099B-8115-028-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area

Exterior

Year Built	Built 1999
Architectural Style	Other
Construction Type	Wood
Lot Area	3,530 sqft (0.081 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1955 GINGER CMN
City	LIVERMORE
State	CA
Zip	94551-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	6941
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1086
Census Tract	451104

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 16, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jul 19, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	2020085795
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069

Mortgage

Document Number	0000065972
Date	Feb 17, 2021
Instrument	2021065972

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 16, 2020
Property Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069
Document Number	0000085795
Instrument Date	Apr 10, 2020
Instrument	85795
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1955 GINGER CMN LIVERMORE CA 945519069, LIVERMORE, CA 94551-9069

Mortgage

Document Number	85796
Date	Apr 16, 2020
Instrument	85796

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 19, 2017
Property Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069
Document Number	0000156362
Map Reference	MB239 PG27-30
Instrument Date	Jul 5, 2017
Instrument	2017156362
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1955 GINGER CMN, LIVERMORE, CA 94551-9069

Mortgage

Document Number	0000156364
Date	Jul 19, 2017
Instrument	2017156364

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,444.00 (+3.55%) Homeowner's exemption	$891,307 (+4.04%) Land $273,407 Building $617,900
2023	$11,052.00 Homeowner's exemption	$856,703 Land $262,792 Building $593,911

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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