1955 Enclave Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1955 Enclave Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,840 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$464,000 (Jan 2008)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`556-07-00-061`

Property Details

APN / Parcel Number

Primary APN	`556-07-00-061`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,840 sqft Living Area
1st Floor Area	1,194 sqft
Upper Floors Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1955 ENCLAVE DR
City	MOUNT PLEASANT
State	SC
Zip	29464-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE ENCLAVE AT LONGPOINT DESCRIPTION -LOT 91 PHASE 3 SITE NAME -THE ENCLAVE AT LONGPOINT
Legal Subdivision	THE ENCLAVE AT LONGPOINT
Legal Phase	3
Legal Lot Number	91
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	4614

Owner

1955 Enclave Dr is owned and occupied by two individuals who bought it in January 2008.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1955 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2008 · Amount on File
Deed Sale	Jan 2, 2008 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Book / Page	647 / 456
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1955 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Document Number	0947/0639
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1955 ENCLAVE DR MOUNT PLEASANT SC 294646281, MOUNT PLEASANT, SC 29464-6281

Mortgage

Document Number	0947/0639
Date	Jan 6, 2021
Book Page	000947/000639

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1955 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Document Number	0894/0865
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1955 ENCLAVE DR MOUNT PLEASANT SC 294646281, MOUNT PLEASANT, SC 29464-6281

Mortgage

Document Number	0894/0865
Date	Jul 6, 2020
Book Page	000894/000865

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1955 ENCLAVE DR, MOUNT PLEASANT, SC 29464-6281
Document Number	0713/0452
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 ENCLAVE DR MOUNT PLEASANT SC 294646281, MOUNT PLEASANT, SC 29464-6281

Mortgage

Document Number	0713/0452
Date	Apr 23, 2018
Book Page	000713/000452

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1955 Enclave Dr was $2,582, up 12.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+12.41%)	$666,540 (+2,775.5%) Land $154,769 Building $511,771	$967,200 Land $220,000 Building $747,200
2024	$2,297.00	$23,180
2022	$2,117.00	$23,180	$581,400 Land $135,000 Building $446,400
2020			$581,400 Land $135,000 Building $446,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1955 Enclave Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1955 Enclave Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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