1955 E Oregon Ave, Provo, UT 84606 Property Records

Utah County property record for 1955 E Oregon Ave, Provo, UT 84606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,314 sqft · built 1989
Lot Size	0.195 acres (8,486 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2020)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Sep 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`41-873-0001`

Property Details

APN / Parcel Number

Primary APN	`41-873-0001`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	2,720 sqft
Basement Area	966 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	8,486 sqft (0.195 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1955 E OREGON AVE
City	PROVO
State	UT
Zip	84606-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT A, HASTRITER SUB AREA 0.195 AC.
Legal Subdivision	HASTRITER SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3000
Census Tract	2702

Owner

1955 E Oregon Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Sep 17, 2021	Deed of Trust, Mortgage AMERICA FIRST FCU
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2020	Deed of Trust, Mortgage CITY CRK MTG CORP
Jan 7, 2020	Deed of Trust, Mortgage QUICKEN LNS
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2018	Quit Claim Deed, Mortgage · Line of Credit UTAH CMNTY CU
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Nov 20, 2017	Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY CU
Nov 20, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2020189443
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000189443
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090188
Date	Aug 12, 2022
Instrument	90188:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161542
Date	Sep 17, 2021
Instrument	161542:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 30, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITTLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137022
Date	Aug 5, 2021
Instrument	137022:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jul 30, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 30, 2020
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000189443
Instrument Date	Nov 24, 2020
Instrument	189443:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INVESTORS TITLE INS AGENCY I

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE, PROVO, UT 84606-6526

Mortgage

Document Number	0000189444
Date	Nov 30, 2020
Instrument	189444:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000070647
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE PROVO UT 846066526, PROVO, UT 84606-6526

Mortgage

Document Number	0000070647
Date	May 26, 2020
Instrument	70647

Lender

Name	CITY CRK MTG CORP
Address	DRAPER, UT 84020

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000004139
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE PROVO UT 846066526, PROVO, UT 84606-6526

Mortgage

Document Number	0000004139
Date	Jan 13, 2020
Instrument	4139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2019
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000026084
Instrument Date	Mar 26, 2019
Instrument	026084:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE, PROVO, UT 84606-6526

Mortgage

Document Number	0000026132
Date	Mar 29, 2019
Instrument	026132:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 6, 2018
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000106175
Instrument Date	Nov 1, 2018
Instrument	106175
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE PROVO UT 846066526, PROVO, UT 84606-6526

Mortgage

Document Number	106176
Date	Nov 6, 2018
Instrument	106176

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2043

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 8, 2018
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000053596
Instrument Date	Jun 7, 2018
Instrument	053596:2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 E OREGON AVE, PROVO, UT 84606-6526

Mortgage

Document Number	0000053673
Date	Jun 8, 2018
Instrument	053673:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 20, 2017
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000114967
Instrument Date	Nov 17, 2017
Instrument	114967:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 EST OPRGON AVE, PROVO, UT 84606

Mortgage

Document Number	0000114968
Date	Nov 20, 2017
Instrument	114968:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Nov 20, 2017
Property Address	1955 E OREGON AVE, PROVO, UT 84606-6526
Document Number	0000114969
Instrument Date	Nov 17, 2017
Instrument	114969
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1955 E OREGON AVE PROVO UT 846066526, PROVO, UT 84606-6526

Tax Assessment & Valuation

The 2025 property tax bill for 1955 E Oregon Ave was $2,447.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,420 (-44.96%)	$444,400 (+0.07%) Land $201,900 Building $242,500
2025	$2,447.00	$444,100 Land $183,600 Building $260,500	$444,100 Land $183,600 Building $260,500
2024	$2,447.00 (+3.42%)
2023	$2,366.00 (-0.38%)	$229,625	$417,500 Land $174,900 Building $242,600
2022	$2,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1955 E Oregon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1955 E Oregon Ave is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Utah Broadband.

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