1955 E 8th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 1955 E 8th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,648 sqft · built 1930
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$533,000 (Sep 2021)
Tax Bill$4,257 (2024)
Deeds & MortgagesMar 2026 Second Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-014-09

Property Details

APN / Parcel Number

Primary APN127-014-09

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,648 sqft Living Area
1st Floor Area1,648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1985
Exterior MaterialWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
PorchFinished/Open Porch
Porch Area339 sqft
Patio Area131 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1955 E 8TH ST
CityCHARLOTTE
StateNC
Zip28204-2743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionP1 &2 B2 M218-493
Legal SubdivisionKIRSHBAUM PROP
Legal Block2
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1955 E 8TH ST, CHARLOTTE, NC 28204-2743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleNov 16, 2004 · Amount on Record
Deed Document Number2021187886
Deed Book / Page36594 / 511
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1955 E 8TH ST, CHARLOTTE, NC 28204-2743
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023910
DateMar 10, 2026
Book Page40256/837
Instrument2026023910
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term264 Months
DueMar 3, 2048
Interest
Rate TypeAdjustable Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 30, 2021
Property Address1955 E 8TH ST, CHARLOTTE, NC 28204-2743
Document Number0000187886
Book / Page36594 / 511
Map ReferenceMB 218 PG 493
Instrument DateSep 30, 2021
Instrument2021187886
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCARDINAL TITLE CENTER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,066.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2116 PENTLAND DR, CHARLESTON, SC 29412-2780

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000187887
DateSep 30, 2021
Instrument2021187887
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$542,000 Land $495,000 Building $47,000$542,000 Land $495,000 Building $47,000
2024$4,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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